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Able

Able was a San Francisco artificial-intelligence company for commercial lending, founded in 2020 by Diego Represas and Andrew Hurst and operating at able.ai. Its platform used computer vision, robotic process automation and machine learning to collect, read and categorize borrower documentation for high-value commercial loan transactions, generating transaction-aware document checklists, sending automated follow-up reminders to the borrowing team, and giving lenders, borrowers and third parties such as appraisers, guarantors and insurers a single collaborative workspace with per-document access controls. It sold to banks and lenders rather than to borrowers, exited stealth in June 2022 with a $20M Series A led by Canapi Ventures with participation from Human Capital, demonstrated at FinovateFall 2022, and advertised SOC 2 compliance. Moody's acquired Able in March 2024 and absorbed it into its lending technology portfolio alongside Numerated Growth Technologies. The able.ai and ableai.com domains are still registered to Moody's registrant entity MIS Quality Management Corp. through CSC Corporate Domains, but the web surface is decommissioned: https://www.able.ai/ presents no TLS certificate and fails every handshake, while the plain-HTTP listener on that host 301-redirects to Moody's Commercial Lending Solutions page. Able never published a developer portal, public API, SDK, webhook catalog or machine-readable specification; the archived site, whose last HTTP 200 homepage snapshot is 2024-03-28, carried only marketing, company, security, careers and legal pages. This profile is retained as a historical record; there is no API surface to enrich.

human only

Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.

Kin Score
travel_explore apis.io index code GitHub source

Able is tracked in the API Evangelist network. This page is the human-readable profile that sits on top of the machine-readable index we maintain at apis.io.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Able scores 4.6/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

No API surface

Why this profile is thin

Moody's acquired Able in March 2024 and decommissioned able.ai — https://www.able.ai/ now aborts every TLS handshake with alert 40 and presents no certificate, the apex able.ai and the ableai.com pair only redirect into that dead host, and the plain-HTTP listener 301-redirects to Moody's Commercial Lending Solutions page, so not one of the 64 probed well-known and contract paths returned a document.

This is an honest zero, not a gap in our research. Able does not appear to expose an API, so there is nothing here for us to index and nothing for them to fix.

What we probed
  • https://www.able.ai/.well-known/security.txt → HTTP 0
  • https://able.ai/.well-known/security.txt → HTTP 301
  • http://www.able.ai/.well-known/security.txt → HTTP 301
  • https://ableai.com/.well-known/agent-card.json → HTTP 308
  • https://www.moodys.com/web/en/us/solutions/lending.html → HTTP 200
  • https://api.github.com/orgs/able-ai → HTTP 404
  • https://equityzen.com/company/able42c5/ → HTTP 200

Checked 2026-09-06. If this is out of date, tell us on the provider's repo and we will re-run the profile.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-06 · rubric v0.19.0
Composite quality — 4.6/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Access Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Contract Governance 0.0 / 12
Discoverability 4.6 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Able Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Able's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/able42c5/"
   title="Able on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/able42c5.svg"
       alt="Able Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

Able is in the network as a tracked entity. We haven't yet indexed a public API surface for it — when one is published, the artifacts, score, and agent-readiness read will appear here automatically. The source repository is where that profile is built.

← All providers · Data indexed from github.com/api-evangelist/able42c5 · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Able, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.