AIB Group (UK)
AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It trades as Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings Direct, and is the UK banking subsidiary of the Irish AIB Group plc. As one of the CMA9 banks mandated under the UK Competition and Markets Authority's Open Banking order, it runs a public developer portal publishing UK Open Banking APIs conformant to the Open Banking Implementation Entity (OBIE) standards - a public, unauthenticated Open Data API (v2.2) exposing personal current account, business current account, and unsecured SME loan product reference data, alongside the FAPI-secured Read/Write family (Account and Transaction Information, Payment Initiation, Confirmation of Funds, and Variable Recurring Payments to OBIE v4.0) accessed under OAuth2/OIDC consent with PSD2 strong customer authentication, dynamic client registration, and a sandbox for onboarding and testing before production.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles AIB Group (UK) the way a machine reads it — 13 machine-readable artifacts across 10 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — AIB Group (UK) scores 42.3/100 (thin), with a separate agent-readiness read of 63/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile AIB Group (UK)
Each block below is one kind of artifact we hold for AIB Group (UK). For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 10
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
AIB Group (UK) Open Data API
Public, unauthenticated Open Banking Open Data API (v2.2) publishing Allied Irish Bank (GB) product reference data - personal current accounts, business current accounts, and un...
AIB Group (UK) Accounts Information API
OBIE Read/Write Account and Transaction Information API (AIS) v4.0 - account details, balances, transactions, standing orders, direct debits, and statements. FAPI-secured via OA...
AIB Group (UK) Payments Initiation API
OBIE Read/Write Payment Initiation API (PIS) v4.0 - domestic and scheduled payment initiation through a set-up, submit-after-consent, and status-retrieval flow. FAPI-secured via...
AIB Group (UK) Confirmation of Funds API
OBIE Read/Write Confirmation of Funds API (CBPII) v4.0 - returns a yes/no confirmation of whether funds are available for a specified payment. FAPI-secured via OAuth2/OIDC with ...
AIB Group (UK) Variable Recurring Payments API
OBIE Read/Write Variable Recurring Payments (VRP) API v4.0, including sweeping, letting authorised TPPs initiate a series of payments under a single long-lived consent. FAPI-sec...
AIB Group (UK) Dynamic Client Registration API
OBIE Dynamic Client Registration API v3.2, allowing authorised third-party providers to programmatically register client credentials using OBIE/eIDAS certificates before consumi...
AIB Group (UK) Credit Cards Information API
Credit Cards Information API providing access to credit card account information under the Open Banking consent model.
AIB Group (UK) Event Notification Subscription API
OBIE Event Notification Subscription API v4.0, letting TPPs manage subscriptions to real-time event notifications (aggregated polling / callbacks) for the Read/Write APIs.
AIB Group (UK) Aggregated Event Polling API
OBIE Aggregated Event Polling API v4.0, allowing TPPs to poll for aggregated event notifications relating to Account Information and Payment consents.
AIB Group (UK) FCA Service Metrics (BCA) API
FCA Service Metrics API for Business Current Accounts (BCA), publishing the service availability and performance metrics AIB Group (UK) is required to report under FCA rules.
Scroll within the panel for all 10 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for AIB Group (UK) — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 1
Properties that don't map to a standard resource type
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