Airtm
Airtm is a US-registered (Airtm Inc., Delaware; FinCEN MSB #31000329787639) digital dollar wallet and cross-border payments network operating since 2015, built for freelancers, remote workers, contractors and businesses in emerging markets. Balances are held as USDC on Stellar and can be moved in and out through 500+ local payment methods, a US virtual account with ACH details, a USD virtual card, and peer-to-peer transfer. For businesses, Airtm publishes the Enterprise Payments API — a REST API for programmatic payouts to recipients in 190+ countries, hosted-checkout payins, bulk payouts, external bank and crypto accounts, withdrawals and reporting — plus an OAuth 2.0 / OIDC authorization server and a Wallet Resource (Connect) API that lets a partner application move value in and out of an individual user's Airtm wallet on that user's behalf.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Airtm the way a machine reads it — 56 machine-readable artifacts across 24 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Airtm scores 60.4/100 (strong), with a separate agent-readiness read of 58/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-08-17 · rubric v0.11.0
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How we profile Airtm
Each block below is one kind of artifact we hold for Airtm. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 24
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Airtm Wallet Resource (Connect) API
The OAuth 2.0 resource server that lets a partner application move USDC in and out of an individual Airtm user's wallet on that user's behalf, read the wallet balance, and check...
Airtm Account Status API
## Overview The Account Status endpoint enables your organization to verify recipient account information before initiating payments. This powerful verification tool helps preve...
Airtm API Keys API
The ApiKeys API from Airtm — 3 operation(s) for apikeys.
Airtm Bulk Payments API
## Overview Bulk Payments enable your organization to process multiple payouts simultaneously through a single API operation. This powerful feature is designed for businesses th...
Airtm Bulk Payouts API
# Bulk Payouts Process multiple payouts efficiently in a single batch operation. Ideal for payroll, affiliate payments, or mass distributions. ## Overview Bulk payouts allow you...
Airtm Deposits API
# Deposits The Deposits API provides comprehensive tracking and management of funding transactions for your Airtm Enterprise account. This endpoint enables you to monitor incomi...
Airtm Embedded Catalog API
The Embedded Catalog API from Airtm — 1 operation(s) for embedded catalog.
Airtm Embedded Quotes API
The Embedded Quotes API from Airtm — 1 operation(s) for embedded quotes.
Airtm Embedded Receivers API
The Embedded Receivers API from Airtm — 4 operation(s) for embedded receivers.
Airtm Embedded Senders API
The Embedded Senders API from Airtm — 2 operation(s) for embedded senders.
Airtm Embedded Transactions API
The Embedded Transactions API from Airtm — 2 operation(s) for embedded transactions.
Airtm External Bank Account API
# External Bank Account The external bank account API provides the capability to register an external bank account where you can withdraw your funds to.
Airtm External Crypto Account API
# External Crypto Account The external crypto account API provides the capability to register an external crypto account where you can withdraw your funds to.
Airtm Me API
# Account Management The Account Management API provides essential information about your Airtm Enterprise account, including account details, balance information, and configura...
Airtm Operations API
## Overview The Operations endpoint serves as the central hub for tracking all transaction-related activities within the Airtm Enterprise ecosystem. This comprehensive endpoint ...
Airtm Partner API
## Overview The Partner endpoint provides essential information about your Airtm Enterprise account, including account details, configuration settings, balance information, and ...
Airtm Payins API
# Payins The Payins API enables you to collect payments from users worldwide through their Airtm accounts. This is ideal for e-commerce platforms, service providers, and any bus...
Airtm Payments / Payouts API
## Overview The Payouts endpoint enables your organization to send payments to recipients worldwide through the Airtm platform. This powerful endpoint supports both individual a...
Airtm Payouts API
# Payouts Send money to recipients worldwide through their Airtm accounts. Payouts use a secure two-step process to prevent accidental payments. ## How Payouts Work ### Two-Step...
Airtm Purchases / Payins API
## Overview The Payins endpoint (also known as Purchases) enables your organization to accept payments from users for products, services, or any other transactions. This endpoin...
Airtm Reports API
# Reports Generate detailed financial reports for your Airtm Enterprise account. Reports provide transaction data, audit trails, and downloadable CSV files for accounting and co...
Airtm Users API
# Users The Users API provides essential user management capabilities for your Airtm Enterprise integration. This endpoint allows you to verify recipient information, check acco...
Airtm Webhooks API
Webhooks are how services notify each other of events. At their core they are just a POST request to a pre-determined endpoint. The endpoint can be whatever you want, and you ca...
Airtm Withdrawals API
# Withdrawals The withdrawals API provides the capability to withdraw your funds to a previously registered external account (Bank or Crypto)
Scroll within the panel for all 24 ·
Open Collections 24
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONAirtm Enterprise API V1 Account Status API
OPEN COLLECTIONAirtm Enterprise API V2 API Keys API
OPEN COLLECTIONAirtm Enterprise API V1 Bulk Payments API
OPEN COLLECTIONAirtm Enterprise API V2 Bulk Payouts API
OPEN COLLECTIONAirtm Enterprise API V2 Deposits API
OPEN COLLECTIONAirtm Enterprise API V2 Embedded Catalog API
OPEN COLLECTIONAirtm Enterprise API V2 Embedded Quotes API
OPEN COLLECTIONAirtm Enterprise API V2 Embedded Receivers API
OPEN COLLECTIONAirtm Enterprise API V2 Embedded Senders API
OPEN COLLECTIONAirtm Enterprise API V2 Embedded Transactions API
OPEN COLLECTIONAirtm Enterprise API V2 External Bank Account API
OPEN COLLECTIONAirtm Enterprise API V2 External Crypto Account API
OPEN COLLECTIONAirtm Enterprise API V2 Me API
OPEN COLLECTIONAirtm Enterprise API V1 Operations API
OPEN COLLECTIONAirtm Enterprise API V1 Partner API
OPEN COLLECTIONAirtm Enterprise API V2 Payins API
OPEN COLLECTIONAirtm Enterprise API V1 Payments / Payouts API
OPEN COLLECTIONAirtm Enterprise API V2 Payouts API
OPEN COLLECTIONAirtm Enterprise API V1 Purchases / Payins API
OPEN COLLECTIONAirtm Enterprise API V2 Reports API
OPEN COLLECTIONAirtm Enterprise API V2 Users API
OPEN COLLECTIONAirtm Enterprise API V2 Webhooks API
OPEN COLLECTIONAirtm Enterprise API V2 Withdrawals API
OPEN COLLECTIONScroll within the panel for all 24 ·
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Airtm Rate Limits
RATE LIMITSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Airtm Webhooks
ASYNCAPISecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Airtm — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 9
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 9 ·
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 7
Authentication, authorization, and security posture
Scroll within the panel for all 7 ·
Operate 4
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/airtm · machine-readable index on apis.io
This is an independent, third-party profile of Airtm, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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