Aldermore Bank
Aldermore Bank plc is a UK specialist bank founded in 2009 and headquartered in Reading, offering savings accounts and specialist lending across residential and buy-to-let mortgages, commercial and property finance, asset finance, invoice finance, and motor finance (through sister company MotoNovo Finance). Aldermore Group is wholly owned by South Africa's FirstRand Group, which acquired it in 2018 and, as of 2026, has begun a process to sell the UK business and exit the market. Aldermore Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA (Financial Services Register number 204503). It is a branchless, digitally-delivered specialist lender rather than a full-service current-account bank, and it is NOT one of the nine CMA-mandated banks (CMA9). Because it does not provide personal or business current accounts, its UK Open Banking (OBIE / PSD2) payment-account footprint is minimal, and no public Aldermore developer portal, Open Data endpoint, or bank-proprietary API surface could be confirmed at bootstrap; the OBIE Open Data and Read/Write API families below are represented as the shared UK Open Banking standard, unverified for this bank.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Aldermore Bank the way a machine reads it — 40 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Aldermore Bank scores 39.8/100 (developing), with a separate agent-readiness read of 41/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
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How we profile Aldermore Bank
Each block below is one kind of artifact we hold for Aldermore Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 34
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Aldermore Bank Account Access Consents API
The Account Access Consents API from Aldermore Bank — 2 operation(s) for account access consents.
Aldermore Bank Accounts API
The Accounts API from Aldermore Bank — 2 operation(s) for accounts.
Aldermore Bank ATM API
Endpoint for getting ATM data
Aldermore Bank Balances API
The Balances API from Aldermore Bank — 2 operation(s) for balances.
Aldermore Bank BCA API
Endpoint for getting Business Current Account data
Aldermore Bank Beneficiaries API
The Beneficiaries API from Aldermore Bank — 2 operation(s) for beneficiaries.
Aldermore Bank Branch API
Endpoint for getting Branch data
Aldermore Bank CCC API
Endpoint for getting Commercial Credit Card data
Aldermore Bank Direct Debits API
The Direct Debits API from Aldermore Bank — 2 operation(s) for direct debits.
Aldermore Bank Domestic Payment Consents API
The Domestic Payment Consents API from Aldermore Bank — 3 operation(s) for domestic payment consents.
Aldermore Bank Domestic Payments API
The Domestic Payments API from Aldermore Bank — 3 operation(s) for domestic payments.
Aldermore Bank Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Aldermore Bank — 2 operation(s) for domestic scheduled payment consents.
Aldermore Bank Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Aldermore Bank — 3 operation(s) for domestic scheduled payments.
Aldermore Bank Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Aldermore Bank — 2 operation(s) for domestic standing order consents.
Aldermore Bank Domestic Standing Orders API
The Domestic Standing Orders API from Aldermore Bank — 3 operation(s) for domestic standing orders.
Aldermore Bank File Payment Consents API
The File Payment Consents API from Aldermore Bank — 3 operation(s) for file payment consents.
Aldermore Bank File Payments API
The File Payments API from Aldermore Bank — 4 operation(s) for file payments.
Aldermore Bank Funds Confirmation Consents API
The Funds Confirmation Consents API from Aldermore Bank — 2 operation(s) for funds confirmation consents.
Aldermore Bank Funds Confirmations API
The Funds Confirmations API from Aldermore Bank — 1 operation(s) for funds confirmations.
Aldermore Bank International Payment Consents API
The International Payment Consents API from Aldermore Bank — 3 operation(s) for international payment consents.
Aldermore Bank International Payments API
The International Payments API from Aldermore Bank — 3 operation(s) for international payments.
Aldermore Bank International Scheduled Payments API
The International Scheduled Payments API from Aldermore Bank — 3 operation(s) for international scheduled payments.
Aldermore Bank International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Aldermore Bank — 3 operation(s) for international scheduled payments consents.
Aldermore Bank International Standing Orders API
The International Standing Orders API from Aldermore Bank — 3 operation(s) for international standing orders.
Aldermore Bank International Standing Orders Consents API
The International Standing Orders Consents API from Aldermore Bank — 2 operation(s) for international standing orders consents.
Aldermore Bank Offers API
The Offers API from Aldermore Bank — 2 operation(s) for offers.
Aldermore Bank Parties API
The Parties API from Aldermore Bank — 3 operation(s) for parties.
Aldermore Bank PCA API
Endpoint for getting Personal Current Account data
Aldermore Bank Products API
The Products API from Aldermore Bank — 2 operation(s) for products.
Aldermore Bank Scheduled Payments API
The Scheduled Payments API from Aldermore Bank — 2 operation(s) for scheduled payments.
Aldermore Bank SME API
Endpoint for getting Unsecured SME Loan data
Aldermore Bank Standing Orders API
The Standing Orders API from Aldermore Bank — 2 operation(s) for standing orders.
Aldermore Bank Statements API
The Statements API from Aldermore Bank — 5 operation(s) for statements.
Aldermore Bank Transactions API
The Transactions API from Aldermore Bank — 2 operation(s) for transactions.
Scroll within the panel for all 34 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Open Data API
OPEN COLLECTIONSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Aldermore Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/aldermore · machine-readable index on apis.io
This is an independent, third-party profile of Aldermore Bank, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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