American Equity Investment Life Holding
American Equity Investment Life Holding Company is a leading provider of guaranteed income solutions, specializing in the design, development, and sale of fixed indexed and fixed-rate annuity products distributed through independent agents and broker-dealers. The company offers products including IncomeShield, AssetShield, EstateShield, and GuaranteeShield annuities, providing retirees with lifetime income, principal protection, tax-deferred growth, and legacy planning options.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles American Equity Investment Life Holding the way a machine reads it — 17 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — American Equity Investment Life Holding scores 18.1/100 (emerging), with a separate agent-readiness read of 3/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Why this profile is thin
American Equity is an annuity carrier whose only integration surfaces are authenticated human web apps — MyPortal for contract owners and contracted agents, AppBuilder, and a product-training LMS; api.american-equity.com is a live AWS API Gateway backing MyPortal that answers 403 {"message":"Forbidden"} on every path except /ping, there is no developer portal, no /llms.txt, no /.well-known document on any host, and the American-Equity-Life GitHub org publishes zero public repositories.
This is an honest zero, not a gap in our research. American Equity Investment Life Holding does not appear to expose an API, so there is nothing here for us to index and nothing for them to fix.
What we probed
https://api.american-equity.com/openapi.json→ HTTP 403https://api.american-equity.com/ping→ HTTP 200https://www.american-equity.com/openapi.json→ HTTP 404https://www.american-equity.com/llms.txt→ HTTP 404https://www.american-equity.com/.well-known/api-catalog→ HTTP 404https://api.github.com/orgs/American-Equity-Life/repos→ HTTP 200
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Put this on your own site. The badge is drawn live from American Equity Investment Life Holding's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/american-equity-investment-life-holding/"
title="American Equity Investment Life Holding on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/american-equity-investment-life-holding.svg"
alt="American Equity Investment Life Holding Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/american-equity-investment-life-holding/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/american-equity-investment-life-holding/"
title="American Equity Investment Life Holding on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/american-equity-investment-life-holding/card.svg"
alt="American Equity Investment Life Holding Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile American Equity Investment Life Holding
Each block below is one kind of artifact we hold for American Equity Investment Life Holding. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Features 6
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
Fixed Indexed Annuities
Fixed Index Annuities (FIAs) such as IncomeShield, AssetShield, and EstateShield that provide index-linked growth potential with protection from market downside, tax-deferred gr...
Fixed Annuities
GuaranteeShield fixed annuity products offering guaranteed interest rates, principal protection, tax-deferred growth, and flexible withdrawal options for conservative retirement...
Immediate Annuities
Immediate annuity contracts converting lump sums into guaranteed income payments starting within 12 months, available for lifetime or fixed periods of 5 to 25 years.
Lifetime Income Guarantee
Guaranteed lifetime income riders and payout options ensuring customers cannot outlive their retirement savings regardless of market performance.
Index Crediting Strategies
Multiple index crediting options including S&P 500, BlackRock Adaptive U.S. Equity, BNPP Patriot Technology Index, Nasdaq Premier, and NYSE Premier indices.
Independent Agent Distribution
Annuity products distributed exclusively through a network of independent insurance agents and broker-dealers, providing broad access for retirement planning clients.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Use Cases 5
What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.
What developers build with this provider.
Retirement Income Planning
Creating guaranteed lifetime income streams for retirees concerned about outliving their savings, providing predictable monthly income regardless of market conditions.
Principal Protection
Protecting retirement assets from market losses while still participating in index-linked growth during favorable market conditions.
Tax-Deferred Growth
Accumulating retirement savings on a tax-deferred basis, allowing compound growth without annual tax liability until withdrawals begin.
Legacy and Estate Planning
Using EstateShield annuities to combine retirement income security with legacy planning to pass assets to heirs.
Conservative Retirement Savings
Providing a low-risk alternative to market investments for pre-retirees seeking guaranteed growth through fixed annuity products.
Integrations 2
Pre-built integrations with other platforms tell you where this provider already fits in a stack.
Pre-built integrations with other platforms and tools.
Independent Broker-Dealer Networks
Integration with national and regional broker-dealer networks to distribute annuity products through registered investment advisors and insurance agents.
Financial Planning Platforms
Compatibility with financial planning software used by independent agents to illustrate and recommend annuity products to clients.
Resources
Every other property we hold for American Equity Investment Life Holding — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/american-equity-investment-life-holding · machine-readable index on apis.io
This is an independent, third-party profile of American Equity Investment Life Holding, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
info@apievangelist.com
·
Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and
you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.