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Amica Mutual Insurance website screenshot

Amica Mutual Insurance

Amica Mutual Insurance, founded in 1907, is a mutual insurance company providing automobile, homeowners, condo, renters, life, marine, motorcycle, umbrella liability, flood, and small business insurance to customers across the United States. As a mutual company, Amica is owned by its policyholders and known for award-winning customer service and competitive pricing through bundling discounts.

human only

More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.

Kin Score

API Evangelist profiles Amica Mutual Insurance the way a machine reads it — 23 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Amica Mutual Insurance scores 26.0/100 (emerging), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 26.0/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 2.6 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 3.4 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Regulatory · Insurance 4.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Amica Mutual Insurance

Each block below is one kind of artifact we hold for Amica Mutual Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Amica Mutual Insurance Website

Amica Mutual Insurance provides a full range of personal insurance products including auto, home, life, condo, renters, marine, motorcycle, umbrella, and flood insurance. The co...

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Features 10

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Auto Insurance

Comprehensive automobile insurance coverage including collision, comprehensive, liability, medical payments, and uninsured motorist protection with roadside assistance.

Home Insurance

Homeowners insurance including Platinum Choice Home policy providing up to 30% additional dwelling coverage, personal property, and liability protection.

Life Insurance

Term life, whole life, and universal life insurance products plus annuities for retirement income planning.

Condo Insurance

Condominium insurance covering personal property, liability, and loss assessment for condo owners.

Renters Insurance

Renters insurance protecting personal property and providing liability coverage for apartment and home renters.

Umbrella Insurance

Personal umbrella liability insurance providing additional liability coverage above auto and home policy limits.

Marine Insurance

Boat and watercraft insurance for pleasure craft, sailboats, and personal watercraft.

Flood Insurance

Flood insurance coverage for homes and personal property in flood-prone areas.

Small Business Insurance

Commercial insurance solutions for small businesses including property, liability, and business owner policies.

Digital Account Management

24/7 online account management, mobile app access, claim reporting and tracking, and policy management tools.

Scroll within the panel for all 10 ·

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Amica Mutual Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Use Cases 6

What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.

What developers build with this provider.

Auto Coverage

Protect against vehicle damage, accidents, theft, and liability with comprehensive auto insurance and roadside assistance.

Home Protection

Insure homes against damage from fire, storms, theft, and other perils with flexible coverage options including extended replacement cost.

Policy Bundling

Combine multiple insurance policies (auto, home, life) for premium discounts and simplified policy management through a single insurer.

Life Insurance Planning

Secure family financial protection and retirement income planning with term, whole life, and annuity products.

Liability Protection

Protect personal assets from large liability claims exceeding standard policy limits with umbrella insurance coverage.

Claims Management

File, track, and manage insurance claims 24/7 through online portal, mobile app, or dedicated claims representatives.

Integrations 2

Pre-built integrations with other platforms tell you where this provider already fits in a stack.

Pre-built integrations with other platforms and tools.

Contractor Connection

Referral network connecting policyholders with pre-screened contractors for home repair and restoration after covered losses.

Roadside Assistance Network

24/7 roadside assistance service integration for towing, battery jump-starts, flat tire changes, and fuel delivery.

Resources

Every other property we hold for Amica Mutual Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/amica-mutual-insurance · machine-readable index on apis.io