ANNA Money
ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business account and tax app for freelancers, startups, and small businesses, positioned as a challenger to the high-street banks. ANNA is not a bank but an e-money proposition: its Mastercard and e-money services are issued by PayrNet Limited, authorised by the Financial Conduct Authority for electronic money service activities (FCA FRN 900594), and its Account Information Services are provided under agency of TrueLayer (FCA FRN 901096). Within UK Open Banking, ANNA is a consumer / third-party provider (TPP) rather than an account-holding ASPSP or a CMA9 mandated bank - it uses TrueLayer's Data and Payments APIs for external account aggregation, automatic VAT calculation, and QR-code "pay by bank" collection. ANNA publishes no public developer portal, no Open Data API, and no OBIE Read/Write (AIS/PIS/CBPII) API surface of its own; its public GitHub organisation hosts open-source engineering tooling (asyncio, aiohttp, and Postgres libraries) rather than product APIs.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles ANNA Money the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — ANNA Money scores 19.6/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile ANNA Money
Each block below is one kind of artifact we hold for ANNA Money. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for ANNA Money — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
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