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Apple Pay website screenshot

Apple Pay

Apple Pay enables secure, frictionless payments in apps and on the web using the payment cards stored in users' Apple Wallet. It supports Touch ID, Face ID, and Apple Watch authentication for both in-person and online payments. Apple Pay is available on iOS, watchOS, macOS, and via Safari on the web through the Apple Pay JS API, with a PassKit native framework for iOS/watchOS app integration.

agent ready

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Apple Pay the way a machine reads it — 42 machine-readable artifacts across 5 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Apple Pay scores 60.4/100 (strong), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 60.4/100 · strong
Contract Quality 19.3 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 6.2 / 13
Governance 10.4 / 12
Discoverability 10.0 / 10
Regulatory · Payments 8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Apple Pay

Each block below is one kind of artifact we hold for Apple Pay. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 5

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

PassKit Framework (Apple Pay)

Native iOS, watchOS, and macOS framework for integrating Apple Pay into mobile and desktop applications. Provides PKPaymentRequest and PKPaymentAuthorizationViewController for i...

Apple Pay Merchant Registration API

Register and manage merchant domains for Apple Pay on the Web

Apple Pay Merchant Validation API

Validate merchant identity and obtain payment sessions

Apple Pay Payment Processing API

Endpoints for receiving and processing Apple Pay payment tokens

Apple Pay Payment Status API

Endpoints for checking payment transaction status

Open Collections 2

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Apple Pay JS API

OPEN COLLECTION

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Apple Pay Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Features 8

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Touch ID and Face ID Authentication

Users authorize payments using biometric authentication on Apple devices

In-App Payments

Native iOS and watchOS integration via PassKit framework

Web Payments

Safari-based Apple Pay checkout via the ApplePaySession JavaScript API

Apple Watch Support

Contactless payments from Apple Watch without needing iPhone

Multiple Card Networks

Supports Visa, Mastercard, Amex, Discover, JCB, UnionPay, and more

Merchant Domain Verification

Domain verification ensures only registered merchants can use Apple Pay

Recurring Payments

Subscription and automatic payment support via automatic payment requests

Deferred Payments

Support for deferred billing like hotel deposits and pre-orders

Scroll within the panel for all 8 ·

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Apple Pay Context

0 classes · 10 properties

JSON-LD

Spectral Rules 2

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Apple Pay API Rules

6 rules · 4 warnings

SPECTRAL

Apple Pay API Rules

29 rules · 10 errors · 16 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Apple Pay Payment Request

16 properties

JSON SCHEMA

Apple Pay Payment Token

3 properties

JSON SCHEMA

JSON Structure 2

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Apple Pay Payment Request Structure

16 properties

JSON STRUCTURE

Apple Pay Payment Token Structure

3 properties

JSON STRUCTURE

Examples 2

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Apple Pay Authentication

mutualTLS · 1 scheme

SECURITY

Apple Pay Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Apple Pay Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Apple Pay Agentic Access

6 operations · 4 acting

6 operations · 4 acting

AGENTIC

Use Cases 5

What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.

What developers build with this provider.

E-Commerce Checkout

One-tap checkout on web and mobile using saved payment cards

In-App Purchases

Native iOS app purchases with Face ID or Touch ID authentication

Subscription Billing

Setting up recurring subscription payments authorized by the user

Contactless In-Store Payments

Tap-to-pay at point-of-sale terminals using iPhone or Apple Watch

Transit Payments

Paying for transit and transportation with Express Mode

Integrations 6

Pre-built integrations with other platforms tell you where this provider already fits in a stack.

Pre-built integrations with other platforms and tools.

Stripe

Stripe Elements and Stripe.js support Apple Pay via the Payment Request Button

Braintree

PayPal's Braintree SDK provides Apple Pay integration for iOS and web

Square

Square's iOS SDK supports Apple Pay for in-app and contactless payments

Adyen

Adyen payment platform supports Apple Pay for web and mobile checkout

Shopify

Shopify natively supports Apple Pay for accelerated checkout

WooCommerce

WooCommerce Stripe plugin enables Apple Pay on WordPress stores

Resources

Every other property we hold for Apple Pay — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Operate 2

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/apple-pay · machine-readable index on apis.io