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Atlantic Union Bank website screenshot

Atlantic Union Bank

Atlantic Union Bank is a Virginia state-chartered commercial bank with roots going back to 1902, and the principal banking subsidiary of Atlantic Union Bankshares Corporation (NYSE: AUB), a Richmond, Virginia bank holding company regulated under the Bank Holding Company Act of 1956. It is the largest regional bank headquartered in Virginia, with roughly $37 billion in assets and a branch network across Virginia, Maryland, and North Carolina, offering consumer and business checking, savings, lending, mortgages, credit cards, and wealth management. Like most US regional banks, Atlantic Union Bank operates under the voluntary, fragmented US open-finance landscape rather than a mandated open-banking regime: it publishes no first-party public developer portal or documented public API. Consumer-permissioned account and transaction data is reached indirectly through third-party data aggregators (Plaid, Finicity by Mastercard, MX, Teller) as surfaced by aggregator coverage directories, and no direct FDX-conformant data-access endpoint, Akoya participation, or published CFPB Section 1033 posture was found. This is an identity-only, aggregator-only record with no first-party API surface.

human only

More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.

Kin Score

API Evangelist profiles Atlantic Union Bank the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Atlantic Union Bank scores 15.8/100 (emerging), with a separate agent-readiness read of 4/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.9 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Regulatory · Banking & Open Finance 4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile Atlantic Union Bank

Each block below is one kind of artifact we hold for Atlantic Union Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Atlantic Union Bank Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Every other property we hold for Atlantic Union Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/atlantic-union-bank · machine-readable index on apis.io