AZA Finance
AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between Africa and the rest of the world. Its developer platform is the TransferZero API V1 — a REST API that lets businesses create senders, quote FX, send bulk and individual payouts to bank accounts and mobile-money wallets, validate accounts, attach KYC documents, and receive real-time webhook notifications. Authentication is HMAC request-signing; official SDKs are published for Ruby, JavaScript, PHP, .NET and Java. AZA Finance is licensed by the UK FCA (#673100), the Bank of Uganda (#MR 125/23) and the Central Bank of Nigeria.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles AZA Finance the way a machine reads it — 23 machine-readable artifacts across 16 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — AZA Finance scores 52.2/100 (developing), with a separate agent-readiness read of 76/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile AZA Finance
Each block below is one kind of artifact we hold for AZA Finance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 16
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
AZA Finance Account Debits API
The Account Debits API from AZA Finance — 1 operation(s) for account debits.
AZA Finance Account Validation API
The Account Validation API from AZA Finance — 1 operation(s) for account validation.
AZA Finance Accounts API
The Accounts API from AZA Finance — 2 operation(s) for accounts.
AZA Finance API Logs API
The API Logs API from AZA Finance — 2 operation(s) for api logs.
AZA Finance Currency Info API
The Currency Info API from AZA Finance — 3 operation(s) for currency info.
AZA Finance dlocal balance API
The dlocal balance API from AZA Finance — 1 operation(s) for dlocal balance.
AZA Finance Documents API
The Documents API from AZA Finance — 2 operation(s) for documents.
AZA Finance Logs API
The Logs API from AZA Finance — 2 operation(s) for logs.
AZA Finance Mandates API
The Mandates API from AZA Finance — 1 operation(s) for mandates.
AZA Finance Payin Methods API
The Payin Methods API from AZA Finance — 2 operation(s) for payin methods.
AZA Finance Payment Methods API
The Payment Methods API from AZA Finance — 2 operation(s) for payment methods.
AZA Finance Payout Methods API
The Payout Methods API from AZA Finance — 2 operation(s) for payout methods.
AZA Finance Recipients API
The Recipients API from AZA Finance — 3 operation(s) for recipients.
AZA Finance Senders API
The Senders API from AZA Finance — 2 operation(s) for senders.
AZA Finance Transactions API
The Transactions API from AZA Finance — 7 operation(s) for transactions.
AZA Finance Webhooks API
The Webhooks API from AZA Finance — 3 operation(s) for webhooks.
Scroll within the panel for all 16 ·
Arazzo Workflows 2
Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.
Multi-step API workflows described with the Arazzo specification.
_Index
ARAZZOAZA Finance — send a cross-border payout
Quote FX, create a sender, create a transaction, fund it, and confirm settlement.
ARAZZOMCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
aza-finance-mcp.yml
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Aza Finance Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for AZA Finance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
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