Balance

Balance is a financial infrastructure platform for B2B commerce that lets merchants and marketplaces accept payments, offer net-terms financing (digital trade credit / B2B BNPL), and automate order-to-cash accounts-receivable operations. Its APIs power embedded, customizable buyer journeys, advanced and consolidated billing, split payments, and AI-powered credit-risk management, covering the full B2B flow from checkout through invoicing, financing, and reconciliation. Balance ships pre-built integrations for platforms including Shopify, BigCommerce, Magento, and Salesforce Commerce, plus marketplace solutions, and exposes a v2 REST API documented on a developer portal. The company was surfaced as a portfolio company of Forerunner Ventures, Lightspeed Venture Partners, Ribbit Capital, and Techstars, and is profiled in the API Evangelist network. Card processing runs through Stripe (PCI DSS Service Provider Level 1); Balance publishes a security policy, status page, monthly product-update changelog, and a beta Model Context Protocol server for agentic commerce.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

How we profile Balance

Each block below is one kind of artifact we hold for Balance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Balance API v2

Balance's v2 REST API for B2B payments, net-terms financing, invoicing, and accounts-receivable automation. Reference documentation is hosted on a password-gated ReadMe.io porta...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

balance-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Balance Domain Security

TLSv1.3 · DMARC

SECURITY

Balance Vulnerability Disclosure

Hackerone · contact published

SECURITY

Resources

Every other property we hold for Balance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

← All providers · Data indexed from github.com/api-evangelist/balance · machine-readable index on apis.io