Bank of Ireland (UK)
Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listing on Euronext Dublin and the London Stock Exchange. In the United Kingdom it is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA, and as one of the nine CMA-mandated banks (the CMA9) it participates fully in the UK Open Banking programme under PSD2. Bank of Ireland (UK) and Bank of Ireland (ROI) are separate legal entities on the Open Banking Directory and TPPs must onboard to each separately. The bank publishes a public, unauthenticated Open Data API (ATMs, branches, personal and business current accounts, unsecured SME loans and commercial credit cards) conformant to the OBIE Open Data Standard, alongside the OBIE Read/Write API family - Account & Transaction Information (AIS), Payment Initiation (PIS) and Confirmation of Funds (CBPII) - secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication and mutual-TLS client authentication using OBIE/eIDAS certificates, onboarded through the Bank of Ireland Developer Hub with a sandbox for testing.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Bank of Ireland (UK) the way a machine reads it — 40 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Bank of Ireland (UK) scores 39.8/100 (developing), with a separate agent-readiness read of 45/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
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<a href="https://providers.apievangelist.com/providers/bank-of-ireland-uk/"
title="Bank of Ireland (UK) on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/bank-of-ireland-uk.svg"
alt="Bank of Ireland (UK) Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/bank-of-ireland-uk/)<!-- Kin Score · API Evangelist -->
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title="Bank of Ireland (UK) on API Evangelist — API profile and Kin Score">
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alt="Bank of Ireland (UK) Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Bank of Ireland (UK)
Each block below is one kind of artifact we hold for Bank of Ireland (UK). For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 35
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Bank of Ireland (UK) Dynamic Client Registration API
OBIE Dynamic Client Registration (DCR) API documented on the Bank of Ireland Developer Hub for onboarding third-party provider applications using OBIE/eIDAS certificates, ahead ...
Bank of Ireland (UK) Account Access Consents API
The Account Access Consents API from Bank of Ireland (UK) — 2 operation(s) for account access consents.
Bank of Ireland (UK) Accounts API
The Accounts API from Bank of Ireland (UK) — 2 operation(s) for accounts.
Bank of Ireland (UK) ATM API
Endpoint for getting ATM data
Bank of Ireland (UK) Balances API
The Balances API from Bank of Ireland (UK) — 2 operation(s) for balances.
Bank of Ireland (UK) BCA API
Endpoint for getting Business Current Account data
Bank of Ireland (UK) Beneficiaries API
The Beneficiaries API from Bank of Ireland (UK) — 2 operation(s) for beneficiaries.
Bank of Ireland (UK) Branch API
Endpoint for getting Branch data
Bank of Ireland (UK) CCC API
Endpoint for getting Commercial Credit Card data
Bank of Ireland (UK) Direct Debits API
The Direct Debits API from Bank of Ireland (UK) — 2 operation(s) for direct debits.
Bank of Ireland (UK) Domestic Payment Consents API
The Domestic Payment Consents API from Bank of Ireland (UK) — 3 operation(s) for domestic payment consents.
Bank of Ireland (UK) Domestic Payments API
The Domestic Payments API from Bank of Ireland (UK) — 3 operation(s) for domestic payments.
Bank of Ireland (UK) Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Bank of Ireland (UK) — 2 operation(s) for domestic scheduled payment consents.
Bank of Ireland (UK) Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Bank of Ireland (UK) — 3 operation(s) for domestic scheduled payments.
Bank of Ireland (UK) Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Bank of Ireland (UK) — 2 operation(s) for domestic standing order consents.
Bank of Ireland (UK) Domestic Standing Orders API
The Domestic Standing Orders API from Bank of Ireland (UK) — 3 operation(s) for domestic standing orders.
Bank of Ireland (UK) File Payment Consents API
The File Payment Consents API from Bank of Ireland (UK) — 3 operation(s) for file payment consents.
Bank of Ireland (UK) File Payments API
The File Payments API from Bank of Ireland (UK) — 4 operation(s) for file payments.
Bank of Ireland (UK) Funds Confirmation Consents API
The Funds Confirmation Consents API from Bank of Ireland (UK) — 2 operation(s) for funds confirmation consents.
Bank of Ireland (UK) Funds Confirmations API
The Funds Confirmations API from Bank of Ireland (UK) — 1 operation(s) for funds confirmations.
Bank of Ireland (UK) International Payment Consents API
The International Payment Consents API from Bank of Ireland (UK) — 3 operation(s) for international payment consents.
Bank of Ireland (UK) International Payments API
The International Payments API from Bank of Ireland (UK) — 3 operation(s) for international payments.
Bank of Ireland (UK) International Scheduled Payments API
The International Scheduled Payments API from Bank of Ireland (UK) — 3 operation(s) for international scheduled payments.
Bank of Ireland (UK) International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Bank of Ireland (UK) — 3 operation(s) for international scheduled payments consents.
Bank of Ireland (UK) International Standing Orders API
The International Standing Orders API from Bank of Ireland (UK) — 3 operation(s) for international standing orders.
Bank of Ireland (UK) International Standing Orders Consents API
The International Standing Orders Consents API from Bank of Ireland (UK) — 2 operation(s) for international standing orders consents.
Bank of Ireland (UK) Offers API
The Offers API from Bank of Ireland (UK) — 2 operation(s) for offers.
Bank of Ireland (UK) Parties API
The Parties API from Bank of Ireland (UK) — 3 operation(s) for parties.
Bank of Ireland (UK) PCA API
Endpoint for getting Personal Current Account data
Bank of Ireland (UK) Products API
The Products API from Bank of Ireland (UK) — 2 operation(s) for products.
Bank of Ireland (UK) Scheduled Payments API
The Scheduled Payments API from Bank of Ireland (UK) — 2 operation(s) for scheduled payments.
Bank of Ireland (UK) SME API
Endpoint for getting Unsecured SME Loan data
Bank of Ireland (UK) Standing Orders API
The Standing Orders API from Bank of Ireland (UK) — 2 operation(s) for standing orders.
Bank of Ireland (UK) Statements API
The Statements API from Bank of Ireland (UK) — 5 operation(s) for statements.
Bank of Ireland (UK) Transactions API
The Transactions API from Bank of Ireland (UK) — 2 operation(s) for transactions.
Scroll within the panel for all 35 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Open Data API
OPEN COLLECTIONSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Bank of Ireland (UK) — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 4
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/bank-of-ireland-uk · machine-readable index on apis.io
This is an independent, third-party profile of Bank of Ireland (UK), published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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