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BankOns website screenshot

BankOns

BankOns was a San Mateo, California mobile savings startup founded in the summer of 2010 by Joshua Greenough, a former VP of Operations at PowerReviews. Launched in May 2011, the app connected a user's bank transaction history to their location, analyzing spending habits to surface the nearby merchant deals and rewards best suited to them, drawing on Foursquare and other local deals data. The name was a contraction of "bank" and "coupons". BankOns was seed funded by 500 Startups (now 500 Global) plus a friends-and-family round. In May 2012 Capital One acquired select BankOns software through a limited asset purchase agreement, and several team members including Greenough joined Capital One Labs. The product was wound down and the company no longer operates a consumer service or a developer platform. The bankons.com domain resolves to a GoDaddy parking lander with no content, and no API, documentation, SDK, or developer surface exists.

human only

Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.

Kin Score

API Evangelist profiles BankOns the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — BankOns scores 6.8/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile BankOns

Each block below is one kind of artifact we hold for BankOns. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bankons Domain Security

TLSv1.3

SECURITY

Resources

Every other property we hold for BankOns — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Access & Security 1

Authentication, authorization, and security posture

Company 1

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/bankons · machine-readable index on apis.io