Bayapay Sdn Bhd
BayaPay Sdn Bhd is a Malaysian fintech (incorporated 2021, registration 202101021154 / 1421454-H, based in Subang Jaya, Selangor) building programmable, permission-based business and vehicle expense management on an open-loop prepaid Mastercard. Its flagship BayaFuel FuelFleet programme gives fleet operators, SMBs, corporate teams and gig workers real-time spend controls, customizable limits, fraud deterrence and digitized expense tracking across fuel, travel and operational spend. The reloadable prepaid card is issued under license from Instapay Technologies Sdn Bhd (a Bank Negara Malaysia e-money issuer and Mastercard Asia/Pacific licensee), and BayaPay is one of the first Full Functional Open-Loop payment solutions in the APAC region. A 500 Global portfolio company. The public site is Wix-powered and exposes an agent-accessible llms.txt and a hosted Wix Site MCP endpoint; no bespoke BayaPay developer/payments API is publicly documented at this time.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Bayapay Sdn Bhd the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Bayapay Sdn Bhd scores 16.1/100 (emerging), with a separate agent-readiness read of 12/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Bayapay Sdn Bhd
Each block below is one kind of artifact we hold for Bayapay Sdn Bhd. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
BayaPay Wix Site MCP
MCP SERVERSecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Bayapay Sdn Bhd — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/bayapay-sdn-bhd · machine-readable index on apis.io