Branch
Branch is a Columbus, Ohio insurtech that bundles home and auto insurance (with optional umbrella coverage) and issues policies in seconds from just a name and address. The company operates as Branch Insurance Exchange, a reciprocal insurer, plus the managing General Branch Agency / Branch Financial, Inc. holding company, and originally targeted direct-to-consumer customers with a quote-and-bind flow that prefills rating data from public sources. Branch raised a $147M Series C at a $1.05B valuation in 2022 (Weatherford Capital, Acrew Capital, Anthemis, Cherry Creek Holdings, Greycroft, HSCM Bermuda, AmFam Ventures, others), partnered with SimpliSafe (home security bundle) and ADT, and runs an embedded "Quote to Bind" GraphQL API used by affinity partners (mortgage originators, lenders, aggregators) to embed home + auto quotes inside their own apps. The Quote to Bind v2 GraphQL API (https://docs.v2.api.ourbranch.com) exposes requestQuoteV2, recalculateQuoteV2, addCar, addDriver, requestBind, getOffer, enhancedGetOffer, getBoundPoliciesByOfferId, getPolicyDocuments, and getOfferPDF, plus optional webhook / SFTP / S3 postbacks for bind and document-signed events. Partners authenticate with an API key in the Authorization header and an x-affinity-code header when responsible for multiple agencies, and may either run the whole flow via the API or hand customers off to ourbranch.com / staff.ourbranch.com for customize / review / checkout / sign-documents steps. A staging endpoint at https://staging.v2.api.ourbranch.com mirrors production with shared test users and payment methods. Branch operates in roughly two dozen US states including Ohio, Texas, Illinois, Arizona, Missouri, and others, and emphasises community-discount pricing, a community pledge / giveback program, and B Corp certification (2023). There is no public OpenAPI specification — the API is GraphQL-only and the schema is browsable on Apollo Studio (studio.apollographql.com/public/Branch-Quote-to-Bind-Staging) with an API key.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Branch the way a machine reads it — 3 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Branch scores 23.6/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Branch
Each block below is one kind of artifact we hold for Branch. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 1
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Branch Quote to Bind API
Branch's Quote to Bind GraphQL API exposes everything an affinity partner needs to go from initial quote to final purchase of Branch home + auto (and optional umbrella) insuranc...
GraphQL 1
Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.
GraphQL schemas published by this provider.
Branch GraphQL API
Branch's Quote to Bind GraphQL API exposes everything an affinity partner needs to go from initial quote to final purchase of Branch home + auto (and optional umbrella) insuranc...
GRAPHQLSecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Branch — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 8
The organization behind the API
Scroll within the panel for all 8 ·
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/branch-insurance · machine-readable index on apis.io