By Miles
By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover under roughly 7,000 miles a year. Its single line of business is UK private motor (personal lines property and casualty), priced as a fixed annual premium covering the parked car plus a per-mile charge for the distance actually driven. Mileage is measured either by the OBD-II "Miles Tracker" telematics dongle or, on its "connect" trackerless policies, by pulling odometer data directly from the manufacturer's connected-car platform after the driver links a Tesla, Ford or Mercedes-Benz account. By Miles was acquired by Direct Line Group in April 2023 and, following Aviva's acquisition of Direct Line Group, has been wound down — it stopped quoting new business and, from 6 January 2026, stopped offering renewal quotes to existing customers. Its API posture is that of a pure API CONSUMER, not a producer: it was the first UK insurtech directly authorised by the FCA as an AISP/PISP to consume Open Banking APIs (January 2020), and it consumes OEM connected-car APIs for mileage, but it publishes no public self-serve developer portal, no reference documentation, no OpenAPI, no Postman collection and no webhook catalogue. The only integration surface is a partnerships email address and a private AWS API Gateway host serving its own mobile app, so this record is a partner-gated stub by design.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles By Miles the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — By Miles scores 25.5/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile By Miles
Each block below is one kind of artifact we hold for By Miles. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for By Miles — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 2
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 7
The organization behind the API
Scroll within the panel for all 7 ·
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