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Cashfree Payments website screenshot

Cashfree Payments

Cashfree Payments is an Indian payment gateway and banking platform providing REST APIs for payment links, subscriptions, payouts, refunds, QR codes, and banking payouts across UPI, credit and debit cards, net banking, and international payment methods. It serves over one million businesses with RBI authorisation as a Payment Aggregator and Prepaid Payment Instrument provider.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Cashfree Payments the way a machine reads it — 40 machine-readable artifacts across 23 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Cashfree Payments scores 52.6/100 (developing), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 52.6/100 · developing
Contract Quality 16.9 / 25
Developer Ergonomics 5.2 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 2.7 / 13
Governance 10.4 / 12
Discoverability 10.0 / 10
Regulatory · Payments 5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Cashfree Payments

Each block below is one kind of artifact we hold for Cashfree Payments. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 23

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Cashfree Subscriptions API

API for creating and managing recurring payment mandates using UPI AutoPay and eNACH, including subscription plans, customer mandates, and automated billing cycles.

Cashfree Platforms API

API for marketplace and SaaS platform operators to onboard sub-merchants, split payments, manage settlements to multiple vendors, and operate escrow arrangements.

Cashfree Payments Authorize API

The Authorize API from Cashfree Payments — 1 operation(s) for authorize.

Cashfree Payments Beneficiary v2 API

The Beneficiary v2 API from Cashfree Payments — 1 operation(s) for beneficiary v2.

Cashfree Payments CreateCashgram API

The CreateCashgram API from Cashfree Payments — 1 operation(s) for createcashgram.

Cashfree Payments Deactivate Static KYC Link API

The Deactivate Static KYC Link API from Cashfree Payments — 1 operation(s) for deactivate static kyc link.

Cashfree Payments DeactivateCashgram API

The DeactivateCashgram API from Cashfree Payments — 1 operation(s) for deactivatecashgram.

Cashfree Payments Disputes API

Collection of APIs to handle disputes.

Cashfree Payments Easy-Split API

Collection of APIs to handle Easy-Split.

Cashfree Payments Eligibility API

Collection of APIs to check eligible entities - payment methods, offers, affordability

Cashfree Payments Generate KYC Link API

The Generate KYC Link API from Cashfree Payments — 1 operation(s) for generate kyc link.

Cashfree Payments Generate Static KYC Link API

The Generate Static KYC Link API from Cashfree Payments — 1 operation(s) for generate static kyc link.

Cashfree Payments Get KYC Link Status API

The Get KYC Link Status API from Cashfree Payments — 1 operation(s) for get kyc link status.

Cashfree Payments GetCashgramStatus API

The GetCashgramStatus API from Cashfree Payments — 1 operation(s) for getcashgramstatus.

Cashfree Payments Name Match API

Operation related to Name Match verification.

Cashfree Payments Orders API

Collection of APIs to handle orders.

Cashfree Payments Payment Links API

Collection of APIs to handle payment links.

Cashfree Payments Payments API

Collection of APIs to handle payments.

Cashfree Payments Refunds API

Collection of APIs to handle refunds.

Cashfree Payments Settlement Reconciliation API

Collection of APIs to handle settlements

Cashfree Payments Settlements API

Collection of APIs to handle settlements.

Cashfree Payments Simulation API

Collection of APIs to handle simulation.

Cashfree Payments Transfers v2 API

The Transfers v2 API from Cashfree Payments — 2 operation(s) for transfers v2.

Scroll within the panel for all 23 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Cashfree Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 4

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Cashfree Payment Gateway Context

224 classes · 0 properties

JSON-LD

Cashfree Payouts Context

19 classes · 0 properties

JSON-LD

Cashfree Provider Context

0 classes · 0 properties

JSON-LD

Cashfree Verification Context

149 classes · 0 properties

JSON-LD

Spectral Rules 1

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Cashfree Payments API Rules

6 rules · 5 warnings

SPECTRAL

JSON Schema 3

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Examples 3

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cashfree Authentication

apiKey/http · 6 schemes

SECURITY

Cashfree Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Cashfree Agentic Access

40 operations · 22 acting · 1 human-in-the-loop

40 operations · 22 acting

AGENTIC

Resources

Every other property we hold for Cashfree Payments — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 4

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/cashfree · machine-readable index on apis.io