CertifID
CertifID is a wire fraud prevention, identity verification and funds protection platform for the real estate closing process, serving title agents, law firms, real estate agents, lenders and home buyers and sellers. Its products verify the identities of transaction participants, verify business and bank account ownership, securely share and confirm wiring instructions, order and verify mortgage payoffs, collect earnest money and cash-to-close payments, provide secure eSigning, and insure wires against fraud loss. CertifID exposes a public "CertifID V2 APIs" REST surface at api.certifid.com for third-party integrations, documented with a live OpenAPI 3.0.1 definition served from Swagger UI and secured with Auth0-backed OAuth 2.0.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles CertifID the way a machine reads it — 36 machine-readable artifacts across 15 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — CertifID scores 44.5/100 (developing), with a separate agent-readiness read of 36/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-08-17 · rubric v0.11.0
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How we profile CertifID
Each block below is one kind of artifact we hold for CertifID. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 15
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
CertifID Account Verifications API
The AccountVerifications API from CertifID — 4 operation(s) for accountverifications.
CertifID Bank Lookup API
The BankLookup API from CertifID — 2 operation(s) for banklookup.
CertifID Collect Request API
The CollectRequest API from CertifID — 3 operation(s) for collectrequest.
CertifID Confirm Request API
The ConfirmRequest API from CertifID — 3 operation(s) for confirmrequest.
CertifID Disbursements API
The Disbursements API from CertifID — 10 operation(s) for disbursements.
CertifID Identity Request API
The IdentityRequest API from CertifID — 4 operation(s) for identityrequest.
CertifID Integration API
The Integration API from CertifID — 12 operation(s) for integration.
CertifID Lenders API
The Lenders API from CertifID — 2 operation(s) for lenders.
CertifID Location API
The Location API from CertifID — 2 operation(s) for location.
CertifID Payoff Ordering API
The PayoffOrdering API from CertifID — 6 operation(s) for payoffordering.
CertifID Send Request API
The SendRequest API from CertifID — 3 operation(s) for sendrequest.
CertifID Test API
The Test API from CertifID — 3 operation(s) for test.
CertifID Underwriter API
The Underwriter API from CertifID — 1 operation(s) for underwriter.
CertifID Users API
The Users API from CertifID — 1 operation(s) for users.
CertifID Wiring Instructions API
The WiringInstructions API from CertifID — 1 operation(s) for wiringinstructions.
Scroll within the panel for all 15 ·
Open Collections 17
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONCertifID V2 Account Verifications API
OPEN COLLECTIONCertifID V2 Bank Lookup API
OPEN COLLECTIONCertifID V2 Collect Request API
OPEN COLLECTIONCertifID V2 Confirm Request API
OPEN COLLECTIONCertifID V2 Disbursements API
OPEN COLLECTIONCertifID V2 Identity Request API
OPEN COLLECTIONCertifID V2 Integration API
OPEN COLLECTIONCertifID V2 Lenders API
OPEN COLLECTIONCertifID V2 Location API
OPEN COLLECTIONCertifID V2 Payoff Ordering API
OPEN COLLECTIONCertifID V2 Send Request API
OPEN COLLECTIONCertifID V2 Test API
OPEN COLLECTIONCertifID V2 Underwriter API
OPEN COLLECTIONCertifID V2 Users API
OPEN COLLECTIONCertifID V2 APIs
OPEN COLLECTIONCertifID V2 Wiring Instructions API
OPEN COLLECTIONScroll within the panel for all 17 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
certifid-mcp.yml
MCP SERVERSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Resources
Every other property we hold for CertifID — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/certifid · machine-readable index on apis.io
This is an independent, third-party profile of CertifID, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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