Chase UK
Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that launched the Chase consumer brand in the UK in September 2021. It is an app-only challenger bank with no physical branches or ATM estate, offering current accounts, savings, and round-up features to personal customers, and is authorised and regulated in the UK by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). As a Payment Services Regulations 2017 account provider (ASPSP), Chase UK operates a dedicated Open Banking interface conformant to the UK Open Banking Implementation Entity (OBIE) Read/Write API Standard, exposing Account Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII) services to FCA-authorised third-party providers. It is not one of the CMA9 mandated banks; access is granted through its developer sandbox and secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, and mutual-TLS using eIDAS QWAC or OBWAC certificates from the Open Banking Certificate Authority.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Chase UK the way a machine reads it — 32 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Chase UK scores 41.2/100 (developing), with a separate agent-readiness read of 38/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Put this on your own site. The badge is drawn live from Chase UK's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/chase-uk/"
title="Chase UK on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/chase-uk.svg"
alt="Chase UK Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/chase-uk/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/chase-uk/"
title="Chase UK on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/chase-uk/card.svg"
alt="Chase UK Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Chase UK
Each block below is one kind of artifact we hold for Chase UK. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 28
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Chase UK Account Access Consents API
The Account Access Consents API from Chase UK — 2 operation(s) for account access consents.
Chase UK Accounts API
The Accounts API from Chase UK — 2 operation(s) for accounts.
Chase UK Balances API
The Balances API from Chase UK — 2 operation(s) for balances.
Chase UK Beneficiaries API
The Beneficiaries API from Chase UK — 2 operation(s) for beneficiaries.
Chase UK Direct Debits API
The Direct Debits API from Chase UK — 2 operation(s) for direct debits.
Chase UK Domestic Payment Consents API
The Domestic Payment Consents API from Chase UK — 3 operation(s) for domestic payment consents.
Chase UK Domestic Payments API
The Domestic Payments API from Chase UK — 3 operation(s) for domestic payments.
Chase UK Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Chase UK — 2 operation(s) for domestic scheduled payment consents.
Chase UK Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Chase UK — 3 operation(s) for domestic scheduled payments.
Chase UK Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Chase UK — 2 operation(s) for domestic standing order consents.
Chase UK Domestic Standing Orders API
The Domestic Standing Orders API from Chase UK — 3 operation(s) for domestic standing orders.
Chase UK File Payment Consents API
The File Payment Consents API from Chase UK — 3 operation(s) for file payment consents.
Chase UK File Payments API
The File Payments API from Chase UK — 4 operation(s) for file payments.
Chase UK Funds Confirmation Consents API
The Funds Confirmation Consents API from Chase UK — 2 operation(s) for funds confirmation consents.
Chase UK Funds Confirmations API
The Funds Confirmations API from Chase UK — 1 operation(s) for funds confirmations.
Chase UK International Payment Consents API
The International Payment Consents API from Chase UK — 3 operation(s) for international payment consents.
Chase UK International Payments API
The International Payments API from Chase UK — 3 operation(s) for international payments.
Chase UK International Scheduled Payments API
The International Scheduled Payments API from Chase UK — 3 operation(s) for international scheduled payments.
Chase UK International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Chase UK — 3 operation(s) for international scheduled payments consents.
Chase UK International Standing Orders API
The International Standing Orders API from Chase UK — 3 operation(s) for international standing orders.
Chase UK International Standing Orders Consents API
The International Standing Orders Consents API from Chase UK — 2 operation(s) for international standing orders consents.
Chase UK Offers API
The Offers API from Chase UK — 2 operation(s) for offers.
Chase UK Parties API
The Parties API from Chase UK — 3 operation(s) for parties.
Chase UK Products API
The Products API from Chase UK — 2 operation(s) for products.
Chase UK Scheduled Payments API
The Scheduled Payments API from Chase UK — 2 operation(s) for scheduled payments.
Chase UK Standing Orders API
The Standing Orders API from Chase UK — 2 operation(s) for standing orders.
Chase UK Statements API
The Statements API from Chase UK — 5 operation(s) for statements.
Chase UK Transactions API
The Transactions API from Chase UK — 2 operation(s) for transactions.
Scroll within the panel for all 28 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Chase UK — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 4
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/chase-uk · machine-readable index on apis.io
This is an independent, third-party profile of Chase UK, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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