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Cobre website screenshot

Cobre

Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and out of Colombia and Mexico (and via Fedwire in the United States) and across borders. Its modular products cover Local Payments (Bre-B, Fast Pay, ACH and PSE in Colombia; SPEI and CLABEs in Mexico), Cross Border Payments with FX quotes, Global Payouts in stablecoins, and Connect for centralizing and reconciling bank accounts. The developer API is a REST platform (v1) with bearer-JWT auth via a credential exchange, required idempotency on money movements, page-based pagination, a 30 TPS rate limit, HMAC-signed webhook notifications, and a full portal for maker-checker approvals, reconciliation and reporting. Cobre is a QED Investors portfolio company.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Cobre the way a machine reads it — 7 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Cobre scores 36.7/100 (thin), with a separate agent-readiness read of 50/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 36.7/100 · thin
Contract Quality 7.3 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 1.6 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Regulatory · Banking & Open Finance 7.2 / 15
Agent readiness — 50/100 · agent ready
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Cobre

Each block below is one kind of artifact we hold for Cobre. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Cobre Platform API

Cobre's REST API (v1) for local and cross-border money movements, accounts and balances, counterparties, Bre-B keys, FX quotes, stablecoin payouts, reports/reconciliation and we...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

cobre-mcp.yml

MCP SERVER

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Cobre Rate Limits

0 limits

RATE LIMITS

Event Specifications 2

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Cobre Notifications & Subscriptions

AsyncAPI generated by the API Evangelist enrichment pipeline from Cobre's published webhook event catalog (Notifications & Subscriptions). Cobre delivers signed HTTP POST webhoo...

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cobre Authentication

http-bearer/token-exchange · 2 schemes

SECURITY

Cobre Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Every other property we hold for Cobre — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/cobre · machine-readable index on apis.io