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Coda Payments website screenshot

Coda Payments

Coda Payments (trading as Coda, coda.co) is a Singapore-headquartered global Merchant of Record and monetization platform for digital content publishers, game studios and app developers. Its Codapay API lets partners accept 300+ local and global payment methods — cards, e-wallets, direct carrier billing, bank transfer, over-the-counter and vouchers — across 65+ countries and 60 currencies through a single integration, with Coda taking on Merchant of Record responsibility for tax, regulatory compliance, fraud and chargebacks. The developer surface spans the Codapay Hosted Payment Page API (v1.0/v2.0), a Direct Card API for server-to-server card charges with 3DS, hosted client-side components (CodaCard and CodaComponent JS SDKs), a Unity in-app payments SDK, a Refund API, a Payout API for cross-border disbursement, and the Codashop / Coda Webstore fulfillment APIs (validation, top-up, user sync) that publishers implement so Coda can deliver purchased items into their games.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Coda Payments the way a machine reads it — 9 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Coda Payments scores 53.3/100 (developing), with a separate agent-readiness read of 38/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 53.3/100 · developing
Contract Quality 12.9 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 7.2 / 13
Governance 1.5 / 12
Discoverability 8.2 / 10
Regulatory · Payments 8.4 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency documented 4.5 / 9
Stable Error Semantics documented 4.0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Coda Payments Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Coda Payments's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/coda-payments/"
   title="Coda Payments on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/coda-payments.svg"
       alt="Coda Payments Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Coda Payments

Each block below is one kind of artifact we hold for Coda Payments. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 4

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Codapay Hosted Payment Page API

Initiate a payment request, redirect the shopper to Coda's hosted payment page, receive the transaction completion notification, and check transaction status. Available as v1.0 ...

Codapay Direct Card API

Server-to-server card acquiring: submit a charge, retrieve charge data, calculate tax, handle 3DS, and create refunds. Authenticated with an Authorization header, X-Api-Key and ...

Coda Payout API

Cross-border payout API for disbursing funds to beneficiaries in local currency across markets including Brazil, Colombia, Egypt, India, Indonesia, Mexico, Morocco, Nigeria, Pak...

Codashop and Coda Webstore Fulfillment API

The publisher-implemented JSON-RPC fulfillment contract Coda calls to deliver purchases made on Codashop and Coda-powered web stores: a Validation API request (verify the player...

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Coda Payments Authentication

apiKey/http-bearer-jwt/hmac-signature · 9 schemes

SECURITY

Coda Payments Domain Security

TLSv1.3 · DMARC

SECURITY

Coda Payments Vulnerability Disclosure

contact published

SECURITY

Coda Payments Trust Center

PCI DSS Level 1 (claimed on www.coda.co/security; the docs compliance page states SAQ A-EP self-assessment and no independent PCI certification — see conformance/coda-payments-c...

SECURITY

Resources

Every other property we hold for Coda Payments — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/coda-payments · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Coda Payments, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.