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CommonBond

CommonBond was a New York City based financial technology lender founded in 2011 by David Klein, Michael Taormina and Jessup Shean that refinanced student loans for university graduates and originated in-school loans for MBA, law, medical and engineering students, later adding Parent PLUS refinancing and a solar/green home-improvement lending product. It raised institutional debt and equity financing, including a $35M Series B in 2015 and a $150M lending partnership with Nelnet, and operated a consumer lending platform at commonbond.co with an externally documented Postman based API at api-docs.commonbond.co. The company exited student loan refinancing in 2022 after the federal payment and interest pause removed much of the refinance market, pivoted to solar lending, and subsequently wound down. As of this profile the commonbond.co domain is parked and every path on it, including the former API documentation host, returns HTTP 410 Gone, so no public API surface remains to profile.

human only

Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.

Kin Score

CommonBond is tracked in the API Evangelist network. This page is the human-readable profile that sits on top of the machine-readable index we maintain at apis.io.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — CommonBond scores 4.6/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

No API surface

Why this profile is thin

CommonBond wound down after exiting student loan refinancing in 2022; commonbond.co is now a ParkingCrew "Buy this domain" holding page and every path on it — including the former Postman documented API host api-docs.commonbond.co — answers HTTP 410 Gone, and the CommonBond GitHub organization holds zero public repositories.

This is an honest zero, not a gap in our research. CommonBond does not appear to expose an API, so there is nothing here for us to index and nothing for them to fix.

What we probed
  • http://commonbond.co/HTTP 410
  • http://api-docs.commonbond.co/HTTP 410
  • http://commonbond.co/.well-known/security.txtHTTP 410
  • http://commonbond.co/openapi.jsonHTTP 410
  • https://api.github.com/orgs/commonbondHTTP 200

Checked 2026-08-09. If this is out of date, tell us on the provider's repo and we will re-run the profile.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 4.6/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 4.6 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
CommonBond Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from CommonBond's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/commonbond/"
   title="CommonBond on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/commonbond.svg"
       alt="CommonBond Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

Resources

Every other property we hold for CommonBond — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Company 1

The organization behind the API

CommonBond is in the network as a tracked entity. We haven't yet indexed a public API surface for it — when one is published, the artifacts, score, and agent-readiness read will appear here automatically. The source repository is where that profile is built.

← All providers · Data indexed from github.com/api-evangelist/commonbond · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of CommonBond, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.