Credit Benchmark
Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is https://api.creditbenchmark.com.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Credit Benchmark the way a machine reads it — 24 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Credit Benchmark scores 41.9/100 (developing), with a separate agent-readiness read of 26/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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title="Credit Benchmark on API Evangelist — API profile and Kin Score">
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</a>[](https://providers.apievangelist.com/providers/creditbenchmark/)<!-- Kin Score · API Evangelist -->
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title="Credit Benchmark on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/creditbenchmark/card.svg"
alt="Credit Benchmark Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Credit Benchmark
Each block below is one kind of artifact we hold for Credit Benchmark. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 9
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Credit Benchmark Analytics API
Portfolio analytics and risk calculations
Credit Benchmark Authentication API
JWT token generation and authentication
Credit Benchmark Contributor Data API
Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.
Credit Benchmark Entity Data API
Entity-specific data and rating information
Credit Benchmark Entity Matching API
Entity name matching and identification
Credit Benchmark Portfolio Analytics API
Portfolio-level analytics and summaries
Credit Benchmark Data API
Raw data extraction endpoints.
Credit Benchmark Entity Resolution API
Entity name resolution endpoints.
Credit Benchmark Metadata API
Metadata discovery endpoints.
Scroll within the panel for all 9 ·
Open Collections 10
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONCredit Benchmark Analytics API
OPEN COLLECTIONCredit Benchmark Analytics Authentication API
OPEN COLLECTIONCredit Benchmark Analytics Contributor Data API
OPEN COLLECTIONCredit Benchmark analytics data API
OPEN COLLECTIONCredit Benchmark Analytics Entity Data API
OPEN COLLECTIONCredit Benchmark Analytics Entity Matching API
OPEN COLLECTIONCredit Benchmark analytics entity-resolution API
OPEN COLLECTIONCredit Benchmark analytics metadata API
OPEN COLLECTIONCredit Benchmark Analytics Portfolio Analytics API
OPEN COLLECTIONScroll within the panel for all 10 ·
Security Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Credit Benchmark — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Access & Security 5
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/creditbenchmark · machine-readable index on apis.io
This is an independent, third-party profile of Credit Benchmark, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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