How AI is applied across API Evangelist and APIs.io. Read my AI disclosure →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC
DebtBook website screenshot

DebtBook

DebtBook (a trademark of Fifth Asset, Inc., Charlotte, NC) is a cloud-based treasury and accounting software platform built for public finance teams — state and local government, K-12 and higher education, healthcare, and nonprofits. The platform covers debt management, cash management, investment management, contract management, and lease/subscription accounting under GASB 87, GASB 96 and ASC 842, plus an AI layer (Insights and the Marty analyst) that produces daily briefings and plain-English answers over an organization's treasury data. DebtBook's Cash Management product pulls real-time bank account data into the platform through a secure API integration powered by Koxa's Treasury Gateway, connecting customers to accounts at PNC, Regions Bank, Bank of America, JPMorgan, Wells Fargo and a growing list of US banks. As of this profile DebtBook publishes no public developer portal, no API reference, and no machine-readable API contract — its API surface is an inbound, contracted integration governed by published API integration terms rather than a self-service developer program.

agent aware

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles DebtBook the way a machine reads it — 4 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — DebtBook scores 31.7/100 (thin), with a separate agent-readiness read of 13/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 31.7/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 3.5 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 5.5 / 13
Governance 1.5 / 12
Discoverability 6.9 / 10
Regulatory · Health 6.8 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
DebtBook Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from DebtBook's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/debtbook/"
   title="DebtBook on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/debtbook.svg"
       alt="DebtBook Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile DebtBook

Each block below is one kind of artifact we hold for DebtBook. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Debtbook Authentication

openIdConnect/oauth2 · 1 scheme

SECURITY

Debtbook Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Debtbook Vulnerability Disclosure

Hackerone · contact published

SECURITY

Debtbook Trust Center

SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 1, SOC 2 Type 2, CSA STAR Level One

SECURITY

Resources

Every other property we hold for DebtBook — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Company 2

The organization behind the API

Other 2

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/debtbook · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of DebtBook, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.