Desjardins Group
Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins. It is a federation of caisses populaires (member-owned credit unions) rather than a share-capital chartered bank, comprising the Fédération des caisses Desjardins du Québec and its subsidiaries, the caisses in Quebec and the Caisse Desjardins Ontario Credit Union, regulated in Quebec by the Autorité des marchés financiers (AMF). It holds roughly CAD $470 billion in assets and serves more than 7.8 million members and clients with personal, business, wealth-management and insurance products. On open finance, Desjardins publishes no first-party public developer portal or downloadable API specification; developer.desjardins.com and other API-portal subdomains do not resolve, and consumer financial-data access is delivered today through third-party aggregators (Flinks, Plaid, Finicity, Tink) via screen-scraping/aggregator connectivity rather than a documented Desjardins API. Canada's Consumer-Driven Banking (open-banking) framework is legislated (Budget 2024/2025, overseen by the FCAC) but not yet operational; as a cooperative outside the Big Six, Desjardins may opt in to Phase 1 rather than being mandated.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Desjardins Group the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Desjardins Group scores 18.1/100 (emerging), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Desjardins Group
Each block below is one kind of artifact we hold for Desjardins Group. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Desjardins Group — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
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