DCU (Digital Federal Credit Union)
Digital Federal Credit Union (DCU) is a not-for-profit, member-owned federal credit union headquartered in Marlborough, Massachusetts and regulated by the National Credit Union Administration (NCUA), with roughly 1.18 million members, 23 branches across Massachusetts and New Hampshire, and nationwide access via the Co-Op shared-branch and surcharge-free ATM networks. It offers consumer and business banking, lending, mortgages, credit cards, and investment services, and has recently merged with First Technology Federal Credit Union. Like most US credit unions, DCU publishes NO public first-party developer API, developer portal, or downloadable OpenAPI/Swagger specifications; consumer-permissioned account data is reached only indirectly through third-party aggregators (Plaid, MX, Finicity, Akoya) and its core banking provider, and there is no publicly documented FDX participation or CFPB Section 1033 data-access program. This is an honest identity-only record: no public API surface exists to catalog.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles DCU (Digital Federal Credit Union) the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — DCU (Digital Federal Credit Union) scores 15.0/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile DCU (Digital Federal Credit Union)
Each block below is one kind of artifact we hold for DCU (Digital Federal Credit Union). For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for DCU (Digital Federal Credit Union) — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/digital-federal-credit-union · machine-readable index on apis.io