Discover
Discover is a financial services company that offers a range of products and services to help individuals manage their money. They provide credit cards, personal loans, home equity loans, and savings and checking accounts. Discover also operates an online banking platform that allows customers to easily access and manage their accounts from anywhere. Additionally, Discover offers cash back rewards and other perks to help customers make the most of their finances.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Discover the way a machine reads it — 18 machine-readable artifacts across 13 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Discover scores 24.4/100 (emerging), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Discover
Each block below is one kind of artifact we hold for Discover. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 13
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Discover HCE Wallet Services
Discover HCE Wallet Services offers a secure and convenient way for customers to add their Discover card to their mobile devices for contactless payments. By utilizing Host Card...
Discover SE Wallet Services
Discover SE Wallet Services is a leading financial technology company that specializes in providing secure and innovative digital wallet solutions for consumers. Our platform en...
Discover Side-By-Side Token Services
SXS tokens are alternate tokens provisioned by a Token Requestor in addition to primary tokens they provisioned from front-of-card brands. As the primary token may be subject to...
Discover Stored Payment Tokens
Discover Stored Payment Tokens is a secure way for customers to store their payment information for future use. By tokenizing the payment data, sensitive information such as cre...
Discover Airport Lounge & Travel Program
Discover Airport Lounge & Travel Program provides exclusive access to premium airport lounges worldwide, offering travelers a comfortable and luxurious space to relax and unwind...
Discover ATM Locator
Discover ATM Locator is a user-friendly tool that allows cardholders to easily find nearby ATMs where they can access their accounts and withdraw cash. By simply entering their ...
Discover DCI Customer Service
Discover DCI Customer Service is dedicated to providing exceptional service to all customers who reach out for assistance. Our team is knowledgeable and eager to address any que...
Discover Enhanced Decisioning API
Discover Enhanced Decisioning API is a powerful tool that allows businesses to make smarter and faster decisions by leveraging advanced data analytics and machine learning algor...
Discover Fraud Alerts
Discover Fraud Alerts is a service provided by Discover Financial Services that helps protect cardholders from unauthorized and fraudulent activity on their accounts. When unusu...
Discover Country Acceptance
Discover Country Acceptance is a financial institution that specializes in providing loans to individuals in rural and underserved communities. They understand the unique challe...
Discover Currency Converter
Discover Currency Converter is a user-friendly tool that allows individuals to easily convert between different currencies. With a simple interface, users can input the amount o...
Discover Tip Etiquette
Discover Tip Etiquette is a platform designed to educate individuals on the proper etiquette and practices when it comes to tipping. This includes providing guidance on how much...
Discover Travel Guides
Discover Travel Guides is a comprehensive travel planning and booking service that helps travelers create unforgettable and seamless travel experiences. From researching destina...
Scroll within the panel for all 13 ·
GraphQL 1
Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.
GraphQL schemas published by this provider.
Discover Financial Services GraphQL Schema
This is a conceptual GraphQL schema for Discover Financial Services. Discover is a Fortune 500 financial services company offering credit cards, banking products, personal loans...
GRAPHQLPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Discover Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Discover Finops
FINOPSSecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Discover — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/discover · machine-readable index on apis.io