dLocal
dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment methods and currencies through a single REST API. The platform covers 60+ countries across Africa, Asia, and Latin America, providing payins, payouts, and platform-as-a-service capabilities with 1,000+ local payment methods including cards, cash, bank transfers, mobile money, and eWallets.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles dLocal the way a machine reads it — 60 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — dLocal scores 51.2/100 (developing), with a separate agent-readiness read of 30/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile dLocal
Each block below is one kind of artifact we hold for dLocal. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 17
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
dLocal Payouts API
Distribute funds globally with multi-currency support and local compliance across 60+ emerging market countries. Includes payout submission and retrieval, balance checking, quot...
dLocal Platforms API
Complete solution for marketplaces and platforms with automated account onboarding, KYC information handling, bank account management, transfer operations, and account status an...
dLocal Verification API
Identity verification and document management API supporting verification creation and retrieval, document management, and status updates for compliance workflows across emergin...
dLocal Accounts API
Platform sub-account management
dLocal Balance API
Query account balances
dLocal Bank Accounts API
Bank account registration and management
dLocal Chargebacks API
Manage chargeback disputes
dLocal Currency API
Foreign exchange rate queries
dLocal Documents API
Document upload and management
dLocal KYC API
Know Your Customer verification
dLocal Payment Methods API
Query available local payment methods
dLocal Payments API
Create and manage payment transactions
dLocal Payouts API
Submit and manage disbursements
dLocal Refunds API
Reverse payment transactions
dLocal Tokens API
Card tokenization operations
dLocal Transfers API
Fund transfers between accounts
dLocal Verifications API
Identity verification requests
Scroll within the panel for all 17 ·
Open Collections 15
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONdLocal Payins Accounts API
OPEN COLLECTIONdLocal Payins Accounts Balance API
OPEN COLLECTIONdLocal Payins Accounts Bank Accounts API
OPEN COLLECTIONdLocal Payins Accounts Chargebacks API
OPEN COLLECTIONdLocal Payins Accounts Currency API
OPEN COLLECTIONdLocal Payins Accounts Documents API
OPEN COLLECTIONdLocal Payins Accounts KYC API
OPEN COLLECTIONdLocal Payins Accounts Payment Methods API
OPEN COLLECTIONdLocal Payins Accounts Payments API
OPEN COLLECTIONdLocal Payins Accounts Payouts API
OPEN COLLECTIONdLocal Payins Accounts Refunds API
OPEN COLLECTIONdLocal Payins Accounts Tokens API
OPEN COLLECTIONdLocal Payins Accounts Transfers API
OPEN COLLECTIONdLocal Payins Accounts Verifications API
OPEN COLLECTIONScroll within the panel for all 15 ·
Arazzo Workflows 15
Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.
Multi-step API workflows described with the Arazzo specification.
dLocal Authorize and Capture Payment
Authorize a card transaction, confirm the authorization, then capture the funds.
ARAZZOdLocal Cancel Pending Payment
Create an alternative payment, check its status, and cancel it while it is still PENDING.
ARAZZOdLocal Create and Resolve KYC Verification
Create a KYC verification, confirm it persisted, then branch on its status to update state or list documents.
ARAZZOdLocal Create Payment and Confirm Status
Discover a supported payment method, create a payment, then poll its status until it settles.
ARAZZOdLocal Enroll and Charge Recurring
Enroll a payer for Pix Automatico, confirm the enrollment is ACTIVE, then place the first recurring charge.
ARAZZOdLocal FX Preview and Pay
Preview the exchange rate for a corridor, then create a payment in the local currency.
ARAZZOdLocal Hold and Release Payout
Request a payout on hold, review it, then release or cancel based on the review.
ARAZZOdLocal List and Inspect Payment Refunds
Confirm a payment, list all refunds raised against it, then retrieve one refund in detail.
ARAZZOdLocal Manage Account Bank Accounts
Add a bank account to a sub-merchant, list the account's bank accounts, retrieve one, then disable it.
ARAZZOdLocal Onboard Sub-Merchant Account
Create a platform sub-merchant account, attach a bank account, then confirm KYC and balance.
ARAZZOdLocal Quote and Request Payout
Check balance, lock an FX quote, request a payout against the quote, then confirm its status.
ARAZZOdLocal Refund Payment and Confirm
Confirm a payment is PAID, issue a refund against it, then verify the refund status.
ARAZZOdLocal Settle Transfer Between Accounts
Check the source account balance, transfer funds to another account, then confirm the transfer.
ARAZZOdLocal Simulate and Inspect Chargeback
Create a payment, simulate a chargeback against it in sandbox, then inspect the chargeback and its status.
ARAZZOdLocal Tokenize Card and Charge
Tokenize a card, verify the stored token, then charge it in a card payment.
ARAZZOScroll within the panel for all 15 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Dlocal Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Dlocal Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Dlocal Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Dlocal Context
JSON-LDSpectral Rules 2
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
dLocal API Rules
SPECTRALdLocal API Rules
SPECTRALJSON Schema 2
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
dLocal Payment
JSON SCHEMAdLocal Payout
JSON SCHEMAExamples 2
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Create Payment
EXAMPLECreate Payout
EXAMPLESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for dLocal — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 20
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 20 ·
Build 16
SDKs, sample code, and the tooling you integrate with
Scroll within the panel for all 16 ·
Access & Security 4
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/dlocal · machine-readable index on apis.io
This is an independent, third-party profile of dLocal, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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