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Due

Due (Due Network, opendue.com) is a London-founded payments infrastructure company (backed by Speedinvest) that provides a single API for borderless money movement. Its platform bridges traditional banking rails with blockchain networks: cross-border transfers and fiat<->stablecoin on/off-ramps (USDC, EURC, USDT) across 80+ countries plus SWIFT in 150+, programmable virtual accounts for fund collection, a public FX rate engine, automated KYC/KYB onboarding, non-custodial MPC wallets (Vault), and signed webhooks. The REST API is documented on due.readme.io and served from api.due.network.

agent native

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Due the way a machine reads it — 26 machine-readable artifacts across 18 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Due scores 51.3/100 (developing), with a separate agent-readiness read of 71/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 51.3/100 · developing
Contract Quality 15.1 / 25
Developer Ergonomics 15.7 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 8.1 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Due

Each block below is one kind of artifact we hold for Due. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 18

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Due Account API

The Account API from Due — 4 operation(s) for account.

Due Account Wallets API

The Account Wallets API from Due — 1 operation(s) for account wallets.

Due Blockchain Transfers API

The Blockchain Transfers API from Due — 5 operation(s) for blockchain transfers.

Due Channels API

The Channels API from Due — 1 operation(s) for channels.

Due Financial Institutions API

The Financial Institutions API from Due — 2 operation(s) for financial institutions.

Due KYC API

The KYC API from Due — 15 operation(s) for kyc.

Due Markets API

The Markets API from Due — 3 operation(s) for markets.

Due Quote API

The Quote API from Due — 1 operation(s) for quote.

Due Recipients API

The Recipients API from Due — 2 operation(s) for recipients.

Due Simulate pay-in API

The Simulate pay-in API from Due — 1 operation(s) for simulate pay-in.

Due TOS API

The TOS API from Due — 1 operation(s) for tos.

Due Transfers API

The Transfers API from Due — 6 operation(s) for transfers.

Due Usage API

The Usage API from Due — 1 operation(s) for usage.

Due Vaults API

The Vaults API from Due — 6 operation(s) for vaults.

Due Virtual Accounts API

The Virtual Accounts API from Due — 3 operation(s) for virtual accounts.

Due Wallets API

The Wallets API from Due — 1 operation(s) for wallets.

Due Webhook Endpoints API

The Webhook Endpoints API from Due — 3 operation(s) for webhook endpoints.

Due Webhooks API

The Webhooks API from Due — 3 operation(s) for webhooks.

Scroll within the panel for all 18 ·

Arazzo Workflows 3

Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.

Multi-step API workflows described with the Arazzo specification.

_Index

ARAZZO

Due — Quote and send a cross-border transfer

Onboard is assumed; list channels, create a recipient, quote, send, and track a transfer to settlement.

ARAZZO

Due — Onboard a customer account with KYC/KYB

Create an account, initiate KYC/KYB, and confirm the account reaches a verified state.

ARAZZO

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

due-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Due Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Due Authentication

http · 1 scheme

SECURITY

Due Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Due Agentic Access

71 operations · 39 acting

71 operations · 39 acting

AGENTIC

Resources

Every other property we hold for Due — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/due · machine-readable index on apis.io