Earnipay
Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrator, Earnipay lets developers programmatically create businesses, manage customers and products, generate FIRS-compliant invoices with IRN (Invoice Reference Number) and QR codes, and submit them to the tax authority through an Access Point Provider (APP) connection. The public Earnipay Invoicing API is an OpenAPI 3.0.0 REST service covering authentication, businesses, customers, products, payment details, invoices, IRN and QR generation, bank lookup/verification, and team management. It authenticates with JWT bearer tokens for user-facing flows and an X-API-Key header for third-party integrations. Added to the API Evangelist network as a portfolio company of Canaan Partners.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Earnipay the way a machine reads it — 17 machine-readable artifacts across 13 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Earnipay scores 36.1/100 (thin), with a separate agent-readiness read of 65/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Earnipay
Each block below is one kind of artifact we hold for Earnipay. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 13
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Earnipay App API
The App API from Earnipay — 1 operation(s) for app.
Earnipay APP Provider API
Third-party APP provider integration (Taxly) for FIRS submission
Earnipay Authentication API
User authentication and authorization endpoints
Earnipay Bank API
The Bank API from Earnipay — 2 operation(s) for bank.
Earnipay Business API
Business profile management and FIRS configuration
Earnipay Customers API
Customer management for invoicing
Earnipay Invoices API
Invoice creation, management, and FIRS validation
Earnipay IRN Generator API
Generate FIRS-compliant Invoice Reference Numbers
Earnipay Payment Details API
The Payment Details API from Earnipay — 2 operation(s) for payment details.
Earnipay Products API
The Products API from Earnipay — 2 operation(s) for products.
Earnipay QR Code Generator API
Generate FIRS-compliant encrypted QR codes for invoices
Earnipay Team API
Team member and invitation management
Earnipay Users API
User profile management
Scroll within the panel for all 13 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
earnipay-mcp.yml
MCP SERVERSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Earnipay — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Company 1
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/earnipay · machine-readable index on apis.io