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EBANX website screenshot

EBANX

EBANX is a Brazil-founded payments processor specializing in pay-in, payout, and cross-border payments for Latin America and other emerging markets. The EBANX API ecosystem covers Pay-in (Direct API, Payment Page, Payment Link, Drop-in), Payouts (local and cross-border), Foreign Exchange, Card Tokenization, and signed Payment Notifications across 19+ countries including Brazil, Mexico, Colombia, Chile, Argentina, Peru, Ecuador, Bolivia, Uruguay, Paraguay, Costa Rica, Guatemala, Panama, Dominican Republic, India, the Philippines, Kenya, Nigeria, South Africa, and Egypt. EBANX is best known for connecting global merchants to local payment methods like Pix, Pix Automatico, Boleto, OXXO, SPEI, PSE, Efecty, PagoEfectivo, Nequi, Mercado Pago, NuPay, PicPay, and dozens of others, plus an expanding recurring-payments product on top of alternative payment methods.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles EBANX the way a machine reads it — 33 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — EBANX scores 47.8/100 (developing), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 47.8/100 · developing
Contract Quality 19.1 / 25
Developer Ergonomics 2.2 / 20
Commercial Clarity 7.4 / 20
Operational Transparency 4.1 / 13
Governance 6.3 / 12
Discoverability 8.8 / 10
Regulatory · Payments 7.2 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile EBANX

Each block below is one kind of artifact we hold for EBANX. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 6

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

EBANX Tokenization API

Tokenize cards on EBANX so PAN never touches merchant servers, and refresh CVVs on stored tokens before high-risk reuse. Reusable tokens power one-click checkout, subscriptions,...

EBANX FX API

Quote current FX rates between a merchant pricing currency (typically USD or EUR) and EBANX market currencies, and mint a short-lived FX token to lock a rate so a quoted price i...

EBANX Payment Notifications

Signed HTTP POST callbacks delivered to a merchant-configured Notification URL whenever a payment, refund, chargeback, or Pix MED return request changes state. Each callback car...

EBANX PaymentPage API

The PaymentPage API from EBANX — 1 operation(s) for paymentpage.

EBANX Payments API

The Payments API from EBANX — 12 operation(s) for payments.

EBANX Payouts API

The Payouts API from EBANX — 12 operation(s) for payouts.

Open Collections 5

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

EBANX FX API

OPEN COLLECTION

EBANX Pay-in Direct API

OPEN COLLECTION

EBANX Payment Page API

OPEN COLLECTION

EBANX Payout API

OPEN COLLECTION

EBANX Tokenization API

OPEN COLLECTION

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Ebanx Plans Pricing

2 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Ebanx Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Ebanx Finops

FINOPS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

EBANX Payment Notifications

EBANX sends HTTP POST callbacks to a merchant-configured Notification URL whenever a payment changes state — approved, pending, cancelled, refunded, or chargeback. Each request ...

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Ebanx Context

35 classes · 0 properties

JSON-LD

Spectral Rules 3

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

EBANX API Rules

6 rules · 1 errors · 5 warnings

SPECTRAL

EBANX API Rules

5 rules · 4 warnings

SPECTRAL

EBANX API Rules

9 rules · 5 errors · 4 warnings

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

EBANX Card Token

5 properties

JSON SCHEMA

EBANX Payment

14 properties

JSON SCHEMA

EBANX Payout

13 properties

JSON SCHEMA

EBANX Refund

8 properties

JSON SCHEMA

JSON Structure 2

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Ebanx Payment Structure

13 properties

JSON STRUCTURE

Ebanx Payout Structure

13 properties

JSON STRUCTURE

Examples 4

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ebanx Authentication

apiKey · 1 scheme

SECURITY

Ebanx Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Ebanx Trust Center

ISO 27001

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Ebanx Agentic Access

29 operations · 29 acting

29 operations · 29 acting

AGENTIC

Resources

Every other property we hold for EBANX — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Access & Security 3

Authentication, authorization, and security posture

← All providers · Data indexed from github.com/api-evangelist/ebanx · machine-readable index on apis.io