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Ebix website screenshot

Ebix

Ebix is a United States insurance software and exchange company headquartered in Johns Creek, Georgia, operating as market infrastructure between carriers, MGAs, brokers and agencies rather than as a carrier itself. Its portfolio spans property and casualty agency management (EbixASP), P&C policy administration and broker systems (EbixEvolution, PlacingHub, Sunrise Exchange, iClose), life insurance and annuity distribution connectivity (EbixExchange), health insurance and employee benefits administration, health content, risk and compliance (RiskEnvision, WCExchange), and — through the EbixCash arm — travel, payments and forex services. Its core P&C plumbing is ACORD-native rather than API-native: TEAM-UP moves policy, claims and direct-bill commission download to agency management systems as ACORD-standard AL3 files, its Translation Services practice converts carrier-proprietary formats into ACORD AL3 and ACORD XML using Java/XML/XSLT, EbixASP maintains a continuously updated ACORD forms library with bi-directional exchange against ACORD applications, and the EbixASP Real-Time Interface synchronizes carrier credentials and service transactions with IVANS. Ebix markets API-driven quote-to-bind workflows and, since October 2025, a plug-and-play connector platform built with 1SilverBullet that exposes quoting, eApp, enrollment, underwriting checks, payments and policy servicing as modular APIs with "a standardized connector fabric with pre-built mappings and a developer portal" — but no public self-serve developer portal, API reference or machine-readable specification could be confirmed as of 2026-07-25. Every probed developer path on ebix.com (/developers, /api, /developer, /partners, /integrations) returns the site's single-page-app homepage shell rather than a developer surface; developer.ebix.com and docs.ebix.com do not resolve; api.ebix.com answers with a JSON 404 and no documented routes; and the live EbixCash API Hub at api.ebixcash.com serves an OpenAPI document that returns HTTP 401 "Missing Authorization header". The one agent-facing discovery document Ebix does publish is a real llms.txt at www.ebix.com/llms.txt, which indexes the solution, service and corporate pages but names no API, portal or specification; every /.well-known/ probe across www.ebix.com, api.ebix.com, api.ebixcash.com and ebixasp.com missed, no first-party SDK exists in any public package registry, and no trust center, security.txt or vulnerability-disclosure program was found. Ebix's integration surface is therefore customer- and partner-gated, sold and documented under contract, which is the norm for United States insurance infrastructure where no federal regulator and no open-insurance mandate exists. Ebix filed Chapter 11 in December 2023, sold its North American life and annuity assets to Zinnia, and exited bankruptcy on 30 August 2024 consolidated with Eraaya Lifespaces.

human only

More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.

Kin Score

API Evangelist profiles Ebix the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ebix scores 18.1/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Regulatory · Insurance 6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Ebix

Each block below is one kind of artifact we hold for Ebix. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ebix Authentication

0 schemes

SECURITY

Ebix Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Resources

Every other property we hold for Ebix — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Access & Security 1

Authentication, authorization, and security posture

Commercial 2

Pricing, plans, and the legal terms of use

Other 4

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/ebix · machine-readable index on apis.io