Financial Conduct Authority
The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for most non-bank firms, operating alongside the Prudential Regulation Authority under the dual-regulation model. In insurance the FCA owns conduct regulation of general insurance and protection markets through ICOBS and the Consumer Duty, authorises and supervises insurers, Lloyd's managing agents, MGAs, brokers and appointed representatives, and publishes market-wide insurance data such as the annual General Insurance Value Measures. Its API posture is that of a regulator, not a carrier: there is no open-insurance obligation in the UK and the FCA publishes no insurance product API of its own. It does operate two genuine public APIs. The Financial Services Register API at register.fca.org.uk/services/V0.1 exposes firm, individual and fund authorisation records including insurance permissions and appointed-representative relationships; access is free and self-serve but the developer portal and its reference documentation sit behind a Salesforce registration login, and authentication is by X-Auth-Email and X-Auth-Key headers. The data publication API at api.data.fca.org.uk is an anonymous OpenSearch-style query interface over FIRDS and FITRS file artefacts, documented in the FCA's own published technical specifications — markets reference data, not insurance data. Neither API has an OpenAPI definition. Everything else the FCA publishes for the insurance market is documents and spreadsheets: the Handbook, market bulletins, consultation papers, and XLSX data releases. The FCA's Open Finance roadmap of 14 April 2026 names insurance as an in-scope sector but remains a vision document, with a formal discussion paper on the first scheme not due until Q4 2026, so no insurance data-sharing API mandate exists. No ACORD reference appears anywhere on fca.org.uk.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Financial Conduct Authority the way a machine reads it — 5 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Financial Conduct Authority scores 30.6/100 (thin), with a separate agent-readiness read of 28/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Financial Conduct Authority
Each block below is one kind of artifact we hold for Financial Conduct Authority. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 2
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
FCA Financial Services Register API
Read-only REST API over the Financial Services Register, the FCA's public record of authorised firms, individuals, funds and appointed representatives. Resources are addressed b...
FCA Data Publication API (FIRDS / FITRS)
Anonymous machine-to-machine query interface over the file artefacts the FCA publishes through data.fca.org.uk, documented in the FCA's own FIRDS and FITRS technical specificati...
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Fca Uk Rate Limits
RATE LIMITSSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Financial Conduct Authority — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
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