Figure Technology Solutions
Figure Technology Solutions is a Reno, Nevada financial-technology company (founded 2018) that builds and operates blockchain-based platforms for lending, capital markets, and asset management. Its public Partner APIs let integrators originate and manage Home Equity Line of Credit (HELOC) loans end to end: non-licensed pre-qualification and offer retrieval, full HELOC inquiry lifecycle management (start inquiry, select property, add income/SSN, verify liens, select offer, documents), loan-originator directory management, and Portfolio Manager reporting over owned and pledged loan pools. Figure also runs Figure Connect, a blockchain-based loan marketplace connecting loan sellers and buyers. The REST/JSON APIs authenticate with an apikey header and protect PII in transit with JWE encryption (RSA-OAEP-256 + A256GCM).
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Figure Technology Solutions the way a machine reads it — 13 machine-readable artifacts across 8 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Figure Technology Solutions scores 47.9/100 (developing), with a separate agent-readiness read of 75/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Figure Technology Solutions
Each block below is one kind of artifact we hold for Figure Technology Solutions. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 8
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Figure Technology Solutions Encryption API
The Encryption API from Figure Technology Solutions — 1 operation(s) for encryption.
Figure Technology Solutions HELOC application requests API
The HELOC application requests API from Figure Technology Solutions — 19 operation(s) for heloc application requests.
Figure Technology Solutions HELOC Offers API
The HELOC Offers API from Figure Technology Solutions — 2 operation(s) for heloc offers.
Figure Technology Solutions Loan Originator requests API
The Loan Originator requests API from Figure Technology Solutions — 1 operation(s) for loan originator requests.
Figure Technology Solutions Loan Tape V1 API
The Loan Tape V1 API from Figure Technology Solutions — 6 operation(s) for loan tape v1.
Figure Technology Solutions Loan Tape V2 API
The Loan Tape V2 API from Figure Technology Solutions — 3 operation(s) for loan tape v2.
Figure Technology Solutions Payment History V1 API
The Payment History V1 API from Figure Technology Solutions — 3 operation(s) for payment history v1.
Figure Technology Solutions Payment History V2 API
The Payment History V2 API from Figure Technology Solutions — 1 operation(s) for payment history v2.
Scroll within the panel for all 8 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
figure-technology-solutions-mcp.yml
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Figure Technology Solutions — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 6
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 3
Properties that don't map to a standard resource type
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