FinGoal
FinGoal provides financial data insights for banks, credit unions, and fintechs. Its Insights API enriches raw bank and card transaction data with clean merchant names, categorization, and behavioral "Persona Tags" that power personalized recommendations, targeted offers, and better banking features. The API is batch-oriented: developers submit transactions, receive a batch_request_id, and collect enriched results by polling or via ENRICHMENT_DATA and USER_TAGS_DATA webhooks. FinGoal also offers Link Money for account aggregation and verification across 17,000+ financial institutions. Authentication uses a JWT minted from client_id/client_secret; developer credentials are issued on request. FinGoal is SOC 2 Type II and GDPR compliant.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles FinGoal the way a machine reads it — 19 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — FinGoal scores 58.0/100 (strong), with a separate agent-readiness read of 34/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile FinGoal
Each block below is one kind of artifact we hold for FinGoal. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 7
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
FinGoal Enrichment API
The Insights API's transaction enrichment endpoints enable developers to clean and enhance their transaction data. This process includes standardizing merchant names, categorizi...
FinGoal User Tagging API
markdown/tagging.md
FinGoal Webhook Configurations API
Manage webhook callback URLs for your client. Supports default and tenant-specific configurations per webhook type.
FinGoal Client Management API
There are three kinds of people who interact with Link Money: - **Users** are the people who use the Link Money application. They are the people who log in, view their accounts,...
FinGoal Fastlink API
The Link Money API permits end users to link and get data from their bank accounts. But of course, that requires a front-end interface. That's where the Fastlink comes in. The F...
FinGoal OAUTH API
The Oauth API from FinGoal — 1 operation(s) for oauth.
FinGoal Webhooks API
Webhook payload schemas for all webhook types. Configure which webhooks you receive using the Webhook Configurations endpoints. **Available Webhook Types:** - `ENRICHMENT_DATA`:...
Scroll within the panel for all 7 ·
Open Collections 4
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONInsights Enrichment API
OPEN COLLECTIONInsights Enrichment User Tagging API
OPEN COLLECTIONInsights Enrichment Webhook Configurations API
OPEN COLLECTIONPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Fingoal Rate Limits
RATE LIMITSEvent Specifications 2
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Fingoal Link Money Webhooks
ASYNCAPIFingoal Webhooks
ASYNCAPISecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Resources
Every other property we hold for FinGoal — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 7 ·
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/fingoal · machine-readable index on apis.io
This is an independent, third-party profile of FinGoal, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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