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Finsify website screenshot

Finsify

Finsify is a Southeast Asian bank-data aggregation company whose Finsify Hub service exposes a RESTful API for accessing end-user banking data — account balances and status, and categorized transaction history — across 50+ bank and statement services in 15 countries. The API handles customer creation, short-lived connection tokens that drive the end-user bank-login flow, account retrieval, transaction history filtered by date range, and login lifecycle management (activate, deactivate, refresh, reconnect), with machine-learning transaction categorization and webhook notifications for new transactions and login-status changes. Finsify is a 500 Global portfolio company and powers fintech products including Money Lover, Money Paper, Ngan Luong, and Bao Kim.

agent aware

More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.

Kin Score

API Evangelist profiles Finsify the way a machine reads it — 5 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Finsify scores 24.8/100 (emerging), with a separate agent-readiness read of 39/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 24.8/100 · emerging
Contract Quality 5.7 / 25
Developer Ergonomics 8.7 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Regulatory · Banking & Open Finance 3.9 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile Finsify

Each block below is one kind of artifact we hold for Finsify. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Finsify Hub API

RESTful bank-aggregation API for accessing consumer banking data — accounts, balances, and categorized transaction history — plus customer, connection token, and login lifecycle...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

finsify-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Finsify Authentication

apiKey · 3 schemes

SECURITY

Finsify Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Every other property we hold for Finsify — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Company 1

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/finsify · machine-readable index on apis.io