Fintech Farm
Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick Bezkrovnyy and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps, an AI-driven credit engine and credit-risk models, customer acquisition and retention programs, and customer service operations — and is compensated on the performance of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam, Simbank with DosCredoBank in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm is a business-to-business bank-partnership provider and publishes no public developer program, API documentation or machine-readable API contract; its integration surface is delivered privately to partner banks.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles Fintech Farm the way a machine reads it — 3 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Fintech Farm scores 10.0/100 (minimal), with a separate agent-readiness read of 3/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Why this profile is thin
Fintech Farm sells bank partnerships, not API access — it builds and operates a neobank jointly with a licensed local bank — so there is no developer portal, no API reference and no API host at all: api.fintech-farm.com, developers.fintech-farm.com and docs.fintech-farm.com are all NXDOMAIN, and the only non-public surface, dev.fintech-farm.com, answers HTTP 401 behind HTTP Basic auth.
This is an honest zero, not a gap in our research. Fintech Farm does not appear to expose an API, so there is nothing here for us to index and nothing for them to fix.
What we probed
https://www.fintech-farm.com/developers→ HTTP 404https://www.fintech-farm.com/openapi.json→ HTTP 404https://dev.fintech-farm.com/→ HTTP 401https://www.fintech-farm.com/.well-known/security.txt→ HTTP 200
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-08-17 · rubric v0.11.0
Put this on your own site. The badge is drawn live from Fintech Farm's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/fintech-farm/"
title="Fintech Farm on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/fintech-farm.svg"
alt="Fintech Farm Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/fintech-farm/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/fintech-farm/"
title="Fintech Farm on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/fintech-farm/card.svg"
alt="Fintech Farm Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Fintech Farm
Each block below is one kind of artifact we hold for Fintech Farm. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Fintech Farm — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/fintech-farm · machine-readable index on apis.io
This is an independent, third-party profile of Fintech Farm, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.