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First Horizon Corporation

First Horizon Corporation (NYSE: FHN), headquartered in Memphis, Tennessee, is a regional financial-services holding company operating across 12 southeastern U.S. states through its principal subsidiary, First Horizon Bank. The franchise reports roughly $84 billion in total assets, $67 billion in deposits, and approximately 410 banking centers as of Q1 2026. Business lines include consumer and small-business banking, commercial and specialty lending, private banking and wealth management, and FHN Financial fixed- income capital markets. The company was founded in 1864 as First National Bank of Memphis, rebranded as First Tennessee in 1977, became First Horizon National Corporation in 2004, and shortened its name to First Horizon Corporation following the 2020 IberiaBank merger. In February 2022 First Horizon announced a $13.4 billion all-cash acquisition by Toronto-Dominion Bank; the parties mutually terminated the merger on May 4, 2023, citing regulatory uncertainty around the deal's closing timeline, with TD paying a $225 million termination fee plus a previously agreed $25 million reimbursement to First Horizon. First Horizon does not publish a public developer API portal. Customer account data is reachable for fintech use cases only through US open-banking aggregators (Plaid, MX, Finicity, Akoya) and through emerging Financial Data Exchange (FDX) APIs that will be required of covered data providers under the CFPB Section 1033 Personal Financial Data Rights rule. Commercial APIs for treasury management, ACH origination, wire initiation, and host-to-host file transfer are available to corporate clients under direct contract through First Horizon Treasury Management Services but are not publicly documented.

human only

Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.

Kin Score

API Evangelist profiles First Horizon Corporation the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — First Horizon Corporation scores 8.3/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 8.3/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Regulatory · Banking & Open Finance 2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8

How we profile First Horizon Corporation

Each block below is one kind of artifact we hold for First Horizon Corporation. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

First Horizon National Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Every other property we hold for First Horizon Corporation — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/first-horizon-national · machine-readable index on apis.io