First Tech Federal Credit Union
First Tech Federal Credit Union is a federally chartered, member-owned, not-for-profit financial cooperative headquartered in San Jose, California, and one of the largest credit unions in the United States. It was founded to serve employees of the technology industry and their families, and its membership is drawn heavily from workers at major technology employers. As an NCUA-insured credit union, First Tech offers consumer and business deposit accounts, lending, mortgages, credit cards, and wealth services delivered primarily through its website and mobile apps. Like the vast majority of US credit unions, First Tech publishes no first-party public developer portal or documented open API; consumer-permissioned financial data sharing is handled through third-party data aggregators (such as Plaid, MX, Finicity, and Akoya) rather than a directly documented first-party API surface. US open finance is voluntary and fragmented — the Financial Data Exchange (FDX) standard and the CFPB Section 1033 Personal Financial Data Rights rule are still emerging — and no first-party FDX-conformant data-access API or published Section 1033 posture was found for First Tech during this review.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles First Tech Federal Credit Union the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — First Tech Federal Credit Union scores 15.9/100 (emerging), with a separate agent-readiness read of 4/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile First Tech Federal Credit Union
Each block below is one kind of artifact we hold for First Tech Federal Credit Union. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for First Tech Federal Credit Union — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/first-tech-federal · machine-readable index on apis.io