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GetPaid website screenshot

GetPaid

Getpaid is a licensed European (EEA) embedded-payments platform that lets software platforms and marketplaces process payments while keeping the merchant relationship and capturing the transaction margin. It provides white-labeled hosted checkout across 30+ payment methods, atomic real-time split settlement that distributes a single transaction across sellers, the platform and agents, seller onboarding with KYC/KYB, subscriptions and invoicing with SEPA Direct Debit, and an AI-native agent-payments API with scoped authority tokens and spending limits. The v2 REST API uses OAuth 2.0 client-credentials auth, cursor pagination, RFC 7807 problem-details errors, an idempotency-key header, and 10 webhook events. Getpaid is a PCI-DSS Level 1, GDPR- and PSD2/SCA-aligned licensed payment institution with hubs in Germany, Spain and Finland.

agent native

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles GetPaid the way a machine reads it — 12 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — GetPaid scores 56.6/100 (developing), with a separate agent-readiness read of 84/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 56.6/100 · developing
Contract Quality 18.1 / 25
Developer Ergonomics 15.2 / 20
Commercial Clarity 6.3 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 11.7 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile GetPaid

Each block below is one kind of artifact we hold for GetPaid. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 6

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

GetPaid Accounts API

Getpaid accounts created for sellers so they can start accepting payments and receiving payouts.

GetPaid Applications API

Onboarding applications to collect the necessary information from sellers to create their Getpaid accounts and start accepting payments.

GetPaid Authentication API

In order to authenticate with Getpaid API you need to request an OAuth 2.0 access token using your client ID and secret by calling t...

GetPaid Checkouts API

Payment checkout sessions for one-time payments that the buyer can complete using Getpaid hosted checkout.

GetPaid Payments API

Create and manage payments initiated by the platform on behalf of the buyer. For recurring and unscheduled payments based on a previous standing instruction.

GetPaid Queries API

List resources filtering and sorting them as needed.

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

getpaid-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Getpaid Authentication

oauth2 · 1 scheme

SECURITY

Getpaid Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Getpaid Scopes

4 scopes · clientCredentials

4 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Getpaid Agentic Access

16 operations · 12 acting

16 operations · 12 acting

AGENTIC

Resources

Every other property we hold for GetPaid — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Build 1

SDKs, sample code, and the tooling you integrate with

Operate 2

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/getpaid · machine-readable index on apis.io