Hampden & Co
Hampden & Co (trading as Hampden Bank since March 2024) is an independent UK private bank headquartered at 20/21 Charlotte Square, Edinburgh, with offices in London and Manchester, serving high-net-worth individuals, their families, and their businesses with day-to-day banking, deposits, and specialist lending. Incorporated in 2010 as "Scoban" and launched in 2015, it was the first newly created UK private bank in three decades; it is a shareholder-owned public limited company (SC386922) - not a mutual or building society - backed by cornerstone shareholders and hundreds of smaller investors, and passed £1 billion in deposits in 2025. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. Although not one of the CMA9 mandated banks, Hampden & Co is an FCA-authorised ASPSP registered with the Open Banking Implementation Entity (OBIE) and exposes a PSD2 dedicated interface: an Open Data reference API plus the OBIE Read/Write family (Account & Transaction Information, Payment Initiation, and Confirmation of Funds), onboarded through a developer sandbox portal and secured with FAPI-grade OAuth2/OIDC, mutual-TLS, PSD2 strong customer authentication, and eIDAS/OBIE certificate-based dynamic client registration.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Hampden & Co the way a machine reads it — 36 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Hampden & Co scores 42.5/100 (developing), with a separate agent-readiness read of 38/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile Hampden & Co
Each block below is one kind of artifact we hold for Hampden & Co. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 29
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Hampden & Co Open Data API
Public, unauthenticated Open Data reference API conforming to the OBIE UK Open Banking Open Data standard (product reference data such as personal and business current accounts)...
Hampden & Co Account Access Consents API
The Account Access Consents API from Hampden & Co — 2 operation(s) for account access consents.
Hampden & Co Accounts API
The Accounts API from Hampden & Co — 2 operation(s) for accounts.
Hampden & Co Balances API
The Balances API from Hampden & Co — 2 operation(s) for balances.
Hampden & Co Beneficiaries API
The Beneficiaries API from Hampden & Co — 2 operation(s) for beneficiaries.
Hampden & Co Direct Debits API
The Direct Debits API from Hampden & Co — 2 operation(s) for direct debits.
Hampden & Co Domestic Payment Consents API
The Domestic Payment Consents API from Hampden & Co — 3 operation(s) for domestic payment consents.
Hampden & Co Domestic Payments API
The Domestic Payments API from Hampden & Co — 3 operation(s) for domestic payments.
Hampden & Co Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Hampden & Co — 2 operation(s) for domestic scheduled payment consents.
Hampden & Co Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Hampden & Co — 3 operation(s) for domestic scheduled payments.
Hampden & Co Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Hampden & Co — 2 operation(s) for domestic standing order consents.
Hampden & Co Domestic Standing Orders API
The Domestic Standing Orders API from Hampden & Co — 3 operation(s) for domestic standing orders.
Hampden & Co File Payment Consents API
The File Payment Consents API from Hampden & Co — 3 operation(s) for file payment consents.
Hampden & Co File Payments API
The File Payments API from Hampden & Co — 4 operation(s) for file payments.
Hampden & Co Funds Confirmation Consents API
The Funds Confirmation Consents API from Hampden & Co — 2 operation(s) for funds confirmation consents.
Hampden & Co Funds Confirmations API
The Funds Confirmations API from Hampden & Co — 1 operation(s) for funds confirmations.
Hampden & Co International Payment Consents API
The International Payment Consents API from Hampden & Co — 3 operation(s) for international payment consents.
Hampden & Co International Payments API
The International Payments API from Hampden & Co — 3 operation(s) for international payments.
Hampden & Co International Scheduled Payments API
The International Scheduled Payments API from Hampden & Co — 3 operation(s) for international scheduled payments.
Hampden & Co International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Hampden & Co — 3 operation(s) for international scheduled payments consents.
Hampden & Co International Standing Orders API
The International Standing Orders API from Hampden & Co — 3 operation(s) for international standing orders.
Hampden & Co International Standing Orders Consents API
The International Standing Orders Consents API from Hampden & Co — 2 operation(s) for international standing orders consents.
Hampden & Co Offers API
The Offers API from Hampden & Co — 2 operation(s) for offers.
Hampden & Co Parties API
The Parties API from Hampden & Co — 3 operation(s) for parties.
Hampden & Co Products API
The Products API from Hampden & Co — 2 operation(s) for products.
Hampden & Co Scheduled Payments API
The Scheduled Payments API from Hampden & Co — 2 operation(s) for scheduled payments.
Hampden & Co Standing Orders API
The Standing Orders API from Hampden & Co — 2 operation(s) for standing orders.
Hampden & Co Statements API
The Statements API from Hampden & Co — 5 operation(s) for statements.
Hampden & Co Transactions API
The Transactions API from Hampden & Co — 2 operation(s) for transactions.
Scroll within the panel for all 29 ·
Open Collections 3
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Account and Transaction API Specification
OPEN COLLECTIONConfirmation of Funds API Specification
OPEN COLLECTIONPayment Initiation API
OPEN COLLECTIONSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Hampden & Co — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/hampden-and-co · machine-readable index on apis.io
This is an independent, third-party profile of Hampden & Co, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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