Handelsbanken UK
Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised network of over 200 local branches serving personal and business customers across Britain. Incorporated as a wholly-owned UK subsidiary and authorised by the Prudential Regulation Authority and regulated by the FCA and PRA (Financial Services Register number 806852, authorised since 2018), it is a full-service home-market bank rather than one of the CMA9-mandated institutions. Handelsbanken meets its UK Open Banking / PSD2 obligations through the group developer portal at developer.handelsbanken.com, where its Great Britain market APIs - Account Information (AIS), Card Account Information, Payment Initiation (PIS), and Confirmation of Funds - are published to the Berlin Group NextGenPSD2 standard rather than the OBIE Read/Write standard used by the CMA9. Third-party providers enrol against the production gateway at api.handelsbanken.com using a PSD2 eIDAS (QWAC/QSEALC) or UK Open Banking (OBWAC) certificate, with OAuth2 client authentication, mutual-TLS, and PSD2 strong customer authentication, and can test against a sandbox before going live.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Handelsbanken UK the way a machine reads it — 9 machine-readable artifacts across 7 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Handelsbanken UK scores 36.6/100 (thin), with a separate agent-readiness read of 18/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Handelsbanken UK
Each block below is one kind of artifact we hold for Handelsbanken UK. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 7
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Handelsbanken UK PSD2 Account Information API
The Great Britain market Account Information Service (AIS) API - retrieve account details, balances, and transactions for consenting Handelsbanken UK customers. Published to the...
Handelsbanken UK PSD2 Card Account Information API
The Great Britain market Card Account Information (AIS) API - retrieve card account details, balances, and card transactions for consenting customers, to the Berlin Group NextGe...
Handelsbanken UK PSD2 Payment Initiation API
The Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consenting Handelsbanken UK customer accounts, to the Berlin Group NextGenPSD2 ...
Handelsbanken UK PSD2 Confirmation of Funds API
The Great Britain market Confirmation of Funds (CBPII / PIISP) API - check whether a specified amount is available on a consenting customer account, to the Berlin Group NextGenP...
Handelsbanken UK PSD2 Third-Parties API
TPP enrolment API - register as a third-party provider and attach a PSD2 eIDAS (QWAC) or UK Open Banking (OBWAC) certificate to access live data on the production gateway. POST/...
Handelsbanken UK Premium Accounts API
First-party premium (beyond-PSD2) Accounts API documented on the Handelsbanken developer portal for commercial account data access outside the regulated Open Banking mandate.
Handelsbanken UK Premium FX API
First-party premium (beyond-PSD2) Foreign Exchange API documented on the Handelsbanken developer portal for commercial FX rate and transaction services outside the regulated Ope...
Scroll within the panel for all 7 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Handelsbanken UK — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 4
Pagination, idempotency, versioning, errors, and events
Access & Security 3
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/handelsbanken-uk · machine-readable index on apis.io