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HiPay

HiPay is a European omnichannel payment platform headquartered in Levallois-Perret, France, offering REST APIs for online payments, in-store terminal management, fraud prevention, 3DS authentication, tokenization, marketplace payments, and payment reporting. Founded in 2011, HiPay is listed on Euronext Growth Paris and processes over €7.5 billion in transactions annually across five European countries.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles HiPay the way a machine reads it — 26 machine-readable artifacts across 20 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — HiPay scores 39.3/100 (thin), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 39.3/100 · thin
Contract Quality 13.1 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 5.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 3.9 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile HiPay

Each block below is one kind of artifact we hold for HiPay. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 20

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

HiPay balance API

Manage the balance of a HiPay account

HiPay bank-info API

Manage bank informations of a HiPay account

HiPay Connector API

The Connector API from HiPay — 1 operation(s) for connector.

HiPay constants API

Manage your account with our API tools

HiPay identification API

Manage your identification documents

HiPay invoice API

Manage marketplace invoices

HiPay maintenance API

Perform operations (capture, refund) on transactions

HiPay merchant-group API

Manage merchant groups

HiPay Order API

The Order API from HiPay — 2 operation(s) for order.

HiPay payments API

Everything you need to create orders and transactions

HiPay Routing API

The Routing API from HiPay — 1 operation(s) for routing.

HiPay Sessions API

The Sessions API from HiPay — 1 operation(s) for sessions.

HiPay settlement API

Everything you need to get all settlement details

HiPay tokenization API

Everything you need to tokenize payment cards

HiPay Transaction API

The Transaction API from HiPay — 6 operation(s) for transaction.

HiPay transfer API

Transfer funds between HiPay accounts

HiPay ubo API

Manage your Ultimate Beneficial Ownerships (UBO)

HiPay user-account API

Manage your HiPay account

HiPay withdrawal API

Request a withdrawal from a HiPay account

Scroll within the panel for all 20 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Plans

2 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hipay Authentication

apiKey/http · 3 schemes

SECURITY

Hipay Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Hipay Agentic Access

55 operations · 23 acting

55 operations · 23 acting

AGENTIC

Resources

Every other property we hold for HiPay — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/hipay · machine-readable index on apis.io