Hippo
Hippo is a US homeowners insurance carrier headquartered in Palo Alto, California, operating as the insurance subsidiary of Hippo Holdings Inc. (NYSE: HIPO). Founded in 2015, Hippo modernizes home insurance with instant online quotes — typically under sixty seconds — and a smart home oriented approach that pairs policies with proactive home maintenance guidance through the Hippo Home mobile app, DIY checklists, home health scoring, and partnerships with smart device makers. The company writes homeowners, condo, landlord, flood, auto, and pet policies and operates as both a direct-to-consumer brand and an MGA distributing through a network of 70+ carrier partners, including Bamboo, Stillwater, Nationwide, American Integrity, Liberty Mutual, and Progressive. Hippo's underwriting capacity is anchored by its wholly-owned admitted carrier, Spinnaker Insurance Company, acquired in 2020. Hippo serves 500K+ homeowners across the United States, with concentrated presence in Texas, California, Arizona, Colorado, Missouri, Ohio, South Carolina, Tennessee, and Virginia. There is no publicly documented developer API, SDK, or open-source release for Hippo or Spinnaker; the GitHub organization hippoinsurance exists but has no public repositories, and the api.hippo.com hostname is not exposed to the public internet. Integrations with smart home device partners, agents, and MGA carriers are handled through private partner channels rather than an open developer program.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles Hippo the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Hippo scores 7.5/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Put this on your own site. The badge is drawn live from Hippo's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/hippo-com/"
title="Hippo on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/hippo-com.svg"
alt="Hippo Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/hippo-com/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/hippo-com/"
title="Hippo on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/hippo-com/card.svg"
alt="Hippo Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Hippo
Each block below is one kind of artifact we hold for Hippo. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Hippo — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 2
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 9
The organization behind the API
Scroll within the panel for all 9 ·
Other 12
Properties that don't map to a standard resource type
Scroll within the panel for all 12 ·
← All providers · Data indexed from github.com/api-evangelist/hippo-com · machine-readable index on apis.io
This is an independent, third-party profile of Hippo, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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