HSBC USA
HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a nationally chartered bank supervised by the Office of the Comptroller of the Currency (OCC). After exiting mass-market domestic retail banking in 2022 — selling its East Coast branches and national online deposit business to Citizens and its West Coast branches to Cathay Bank — HSBC refocused its US operations on global wholesale, commercial and corporate banking, global banking and markets, and wealth management for internationally connected clients. On the open-finance front, HSBC USA does not publish a US-specific first-party developer program; public API access is provided through HSBC's group-wide corporate and institutional Developer Portal (developer.hsbc.com), whose transaction-banking API products serve US wholesale clients but require registration and login to reach the actual API reference and specifications. There is no publicly downloadable OpenAPI, and consumer-permissioned data access for remaining US accounts is mediated through third-party aggregators rather than a documented first-party consumer data-sharing API.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles HSBC USA the way a machine reads it — 4 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — HSBC USA scores 19.2/100 (emerging), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile HSBC USA
Each block below is one kind of artifact we hold for HSBC USA. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 2
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Treasury - Payment Initiation
HSBC group corporate transaction-banking API for initiating outbound payments programmatically, documented on HSBC's Developer Portal and available to wholesale clients includin...
Omni Collect - Single API
HSBC group corporate collections API consolidating multiple collection and receivables channels behind a single interface, documented on HSBC's Developer Portal for wholesale cl...
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for HSBC USA — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/hsbc-usa · machine-readable index on apis.io