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HyperPay website screenshot

HyperPay

HyperPay is a MENA / Saudi Arabia online payment gateway built on the ACI / OPPWA Open Payment Platform. Its REST API powers the COPYandPAY hosted widget and a Server-to-Server integration, accepting cards (VISA, MASTER, AMEX), the Saudi domestic mada scheme, STC Pay, and Apple Pay, priced and settled in SAR. Additional products include HyperSplit (marketplace payouts) and HyperBill (invoicing).

agent native

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles HyperPay the way a machine reads it — 16 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — HyperPay scores 60.5/100 (strong), with a separate agent-readiness read of 78/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 60.5/100 · strong
Contract Quality 16.9 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 11.1 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 10.4 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile HyperPay

Each block below is one kind of artifact we hold for HyperPay. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 6

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

HyperPay HyperSplit

HyperSplit distributes a single collected payment across multiple sub-merchants or beneficiaries for marketplace and platform payout scenarios. Onboarding and API access are arr...

HyperPay HyperBill

HyperBill issues invoices and shareable payment links that collect payment through the HyperPay platform without a custom checkout integration.

HyperPay COPYandPAY API

Hosted widget checkout preparation and result.

HyperPay Payments API

Server-to-Server payments and back-office operations.

HyperPay Query API

Query the status of a prior payment.

HyperPay Registrations API

Tokenization of payment instruments for one-click and recurring.

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

hyperpay-mcp.yml

MCP SERVER

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Hyperpay Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hyperpay Authentication

http · 2 schemes

SECURITY

Hyperpay Vulnerability Disclosure

security.txt · contact published

SECURITY

Hyperpay Trust Center

PCI-DSS Level 1, SAMA (Saudi Central Bank) licensed payment service provider

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Hyperpay Agentic Access

9 operations · 6 acting · 5 human-in-the-loop

9 operations · 6 acting

AGENTIC

Resources

Every other property we hold for HyperPay — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Build 3

SDKs, sample code, and the tooling you integrate with

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/hyperpay · machine-readable index on apis.io