Hypto
Hypto provides a developer-friendly payment gateway platform offering APIs for collections, payouts, and UPI transactions in India. Their services enable businesses to automate fund transfers via IMPS, NEFT, RTGS, and UPI, create virtual accounts for seamless collections, and integrate payment solutions quickly with low pricing and high scalability. Hypto processes over $100M daily, supporting use cases such as supplier payments, loan disbursements, online gaming rewards, and more, with robust security and extensive documentation.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Hypto the way a machine reads it — 19 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Hypto scores 27.6/100 (thin), with a separate agent-readiness read of 23/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-10-31 · rubric v0.25.0
Put this on your own site. The badge is drawn live from Hypto's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/hypto/"
title="Hypto on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/hypto.svg"
alt="Hypto Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/hypto/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/hypto/"
title="Hypto on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/hypto/card.svg"
alt="Hypto Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Hypto
Each block below is one kind of artifact we hold for Hypto. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 7
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Hypto Banking API
This section explains how to create virtual accounts that can be used to receive collections and deposits using any fund transfer mode.
Hypto Generate QR API
This section explains the steps to generate a QR code using any given UPI ID on web (.js) and android (Java/Kotlin)
Hypto Payments API
This section explains how to initiate a fund transfer to any bank account and check the status of the transaction.
Hypto Status API
This section explains how to fetch status details of partner services.
Hypto UPI API
Create customized UPI IDs to accept payments through any UPI app.
Hypto UPI Collections API
Initiate collection requests to any UPI ID and receive payments through any UPI app
Hypto Webhooks API
This section explains the steps to configure callback urls for receiving transactions (collections) into virtual accounts and UPI IDs.
Scroll within the panel for all 7 ·
Agent Skills 2
An agent skill packages the how-to for driving these APIs from an assistant — the prompts, the sequence, the guardrails — so the knowledge to use the API travels with it.
Packaged agent skills for driving this provider's APIs from an AI assistant.
hypto-create-and-fetch-virtual-account
AGENT SKILLhypto-fund-transfer-and-status
AGENT SKILLSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Hypto Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Hypto API Rules
SPECTRALJSON Schema 6
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
Account
JSON SCHEMABank_Verification
JSON SCHEMAReceived_UPI
JSON SCHEMAReceived_VA
JSON SCHEMAUPI
JSON SCHEMAUPI_Verification
JSON SCHEMASecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Hypto — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 1
Authentication, authorization, and security posture
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/hypto · machine-readable index on apis.io
This is an independent, third-party profile of Hypto, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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