Indifi
Indifi Technologies Pvt. Ltd. is an Indian digital lending platform that provides collateral-free business loans to micro, small, and medium enterprises (MSMEs). Founded in Gurugram, Indifi originates and underwrites term loans, working-capital lines of credit, unsecured lines of credit, invoice discounting, and merchant cash advances (against POS transaction history), funding them through a network of 15+ RBI-regulated NBFCs and banks as well as its own NBFC, Indifi Capital Pvt. Ltd. (RBI Cert. No. B-14.03389). Loans range up to INR 50 lakhs with tenures up to 36 months and rates from 1.5% per month, assessed largely on business cash-flow, GST, and platform transaction data rather than traditional collateral. Indifi works through industry partnerships with e-commerce marketplaces and sector aggregators and through co-lending/DSA lending partners; it does not currently publish a public developer API or portal. Backed by Accel.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Indifi the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Indifi scores 17.7/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Indifi
Each block below is one kind of artifact we hold for Indifi. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Indifi — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/indifi · machine-readable index on apis.io