Inscribe
Inscribe is an AI-powered document fraud detection platform founded in 2017, serving banks, credit unions, fintechs, and lending institutions. The platform uses agentic AI trained by fraud experts to detect forged, manipulated, and AI-generated documents including bank statements, pay stubs, tax forms, invoices, and identity documents. Inscribe's REST API provides programmatic access to fraud detection, document verification, credit insights, and transaction enrichment workflows at scale. Financial institutions integrate the API to automate underwriting, onboarding, KYC/KYB, and bank account verification decisions, with results delivered via webhook or polling. The platform processes millions of applications annually and serves notable customers including Bluevine, Ramp, Plaid, and BHG Financial.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Inscribe the way a machine reads it — 23 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Inscribe scores 45.8/100 (developing), with a separate agent-readiness read of 28/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-10-17 · rubric v0.24.0
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</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Inscribe
Each block below is one kind of artifact we hold for Inscribe. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 8
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Inscribe Bank Accounts API
Bank account objects are created to store bank account data. These objects describe characteristics of bank accounts, such as the account name, number, and type. You can get and...
Inscribe Collect Sessions API
Collect sessions allow you to automate each step of your document collection process, from customer contact to fraud checks and verification. Sessions are identified by an id.
Inscribe Credit Insights API
Credit Insights provides inferred creditworthiness datapoints relating to a specific customer or bank account.
Inscribe Customers API
Customer objects are created to easily track and store documents. You can create, get, update, delete, and list your customers. Customers are identified by an id.
Inscribe Documents API
Document objects are created to store a document. You can create, get, delete, and list your documents against a customer. Documents are identified by an id.
Inscribe Open Banking API
This endpoint allows you to associate open banking data with an Inscribe customer. There are 2 types of open banking data supported: Plaid and MX. Credit insights for this custo...
Inscribe Reachability Check API
The Reachability Check API from Inscribe — 1 operation(s) for reachability check.
Inscribe Transactions API
Transaction objects are created to store transaction data. These objects describe characteristics of transactions, such as the date, amount, description, and category. You can l...
Scroll within the panel for all 8 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Inscribe Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Inscribe Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Inscribe Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Inscribe API Rules
SPECTRALJSON Schema 6
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
CreditAnalysisExpenditureInsights
JSON SCHEMACreditAnalysisIncomeInsights
JSON SCHEMACreditAnalysisRiskInsights
JSON SCHEMACustomerCreditAnalysisCashflowInsights
JSON SCHEMADocument
JSON SCHEMAMXAggregatedDataUploadRequest
JSON SCHEMASecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Inscribe — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 7 ·
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 7
Authentication, authorization, and security posture
Scroll within the panel for all 7 ·
Operate 3
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 3
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/inscribe · machine-readable index on apis.io
This is an independent, third-party profile of Inscribe, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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