INSTANDA
INSTANDA is a London-headquartered no-code insurance core-systems vendor, trading as F2X Group Limited (England and Wales no. 05236974) from 70 Gracechurch Street in the City of London, a few streets from Lloyd's. Founded in 2015 by Tim Hardcastle (CEO) and Derek Hill (Group CRO), it sells a cloud-native policy administration and digital distribution platform to insurance carriers, MGAs and brokers, letting business users configure products, rating, rules, documents, agent/broker portals and direct-to-consumer journeys without writing code. Its footprint spans property and casualty, life and health, and specialty lines across the UK, EMEA, North America and APAC, and it is architected on Microsoft Azure. INSTANDA markets itself as "API-first" and its platform does generate per-product REST/SOAP interfaces described with Swagger or WSDL definitions, plus Event Webhooks that HTTP POST customer event notifications to a subscriber-supplied URL - but none of that contract is public. There is no first-party developer portal: developer, developers, docs and api-docs subdomains all return 404, api.instanda.com resolves but answers anonymous requests with a bare 403, and support.instanda.com is a Freshdesk login wall. The Swagger surface has been located and it is gated - design.instanda.com/swagger/index.html is a registered route that redirects to the platform log-on page, while unknown paths on the same host hard-404. What INSTANDA does publish openly is a component-level status page at status.instanda.com covering four hosting regions, and a certification set of ISO 27001:2022, SOC 2, Cyber Essentials and PCI DSS SAQ A. Quote, bind, issue and FNOL all exist as platform capabilities - the status page names Quote Engine, Referrals, Renewals, MTAs, Endorsements and Claims as monitored services - but every one of them is reachable only through a licensed tenant or a partner integration. The honest finding is a partner-gated insurance core system with no public self-serve API.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles INSTANDA the way a machine reads it — 3 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — INSTANDA scores 32.5/100 (thin), with a separate agent-readiness read of 17/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Put this on your own site. The badge is drawn live from INSTANDA's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/instanda/"
title="INSTANDA on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/instanda.svg"
alt="INSTANDA Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/instanda/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/instanda/"
title="INSTANDA on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/instanda/card.svg"
alt="INSTANDA Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile INSTANDA
Each block below is one kind of artifact we hold for INSTANDA. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Event Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Instanda Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for INSTANDA — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 3
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 6
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/instanda · machine-readable index on apis.io
This is an independent, third-party profile of INSTANDA, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.